Mike
Pretty somple and painless for 2nd year…
Pretty somple and painless for 2nd year using Ascent for my son s private loan.
Response from Ascent FundingSep 8, 2025
Hi Mike, thank you for taking the time to write a review!

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Showing 46 reviews with 4 stars · Clear filters
Mike
Pretty somple and painless for 2nd year using Ascent for my son s private loan.
Response from Ascent FundingSep 8, 2025
Hi Mike, thank you for taking the time to write a review!
Michael
Pretty seemless process. Was a litttle surprised by the rate given our credit score.
Response from Ascent FundingSep 8, 2025
Hello Michael, we appreciate you taking the time share your feedback. Have a great day!
Veronica
Everything went well! A little more clarity on the repayment process would be helpful in the future. Thank you for seeking my input!
Response from Ascent FundingSep 4, 2025
Thank you, Veronica, for your honest feedback. Have a great day!
Justine
set up was easy, interest rate pretty good, nice feature to adjust payments options that displays total interest charged payment premiums etc. Not impressed that the loan was split equally between the semesters. It was not clear that this would happen and we did not see an option while setting up the loan to choose to use it to pay the first semester up front.
Response from Ascent FundingSep 3, 2025
Hi Justine, thanks for your review. We would love to hear more about your experience so that we can use your feedback to deliver a better experience next time. You can reach out by emailing [email protected] with your concerns and any further suggestions you wish to share.
Paul
Easy website to work with
Response from Ascent FundingAug 25, 2025
Hi Paul, thank you for taking the time to write a review!
Robert
Easy to apply. Interest rates where comparable to others but not great,
Response from Ascent FundingAug 15, 2025
Hi Robert, we appreciate you taking the time share your feedback. Have a great day!
Giovannie
The Rep was helpful in answering all my questions and helping me understand the general process of the application. It was a pleasant interaction.
Response from Ascent FundingJul 17, 2025
Hello Giovannie, we value your feedback and want to say thank you!
Lenore
When I co-signed my grandson's student loan, I realized that I was now on the hook for what he borrowed. What I didn't realize was the extent to which I would be hearing from the lender. Since I am 85 years old and not comfortable with electronic devices, directions to do something were unsettling.
Response from Ascent FundingMay 13, 2025
Hello Lenore! By agreeing to be a cosigner you are also agreeing you will be equally responsible for the debt. This is why the loan appears on your credit report, which is standard practice for all cosigned loans. We are happy to discuss your specific situation in more detail by calling our customer service team at 877-216-0876.