American Credit AcceptanceReviews of americancreditacceptance.com

This company is an EVIL, SCUMMY, DISGUSTING excuse for a business. They want their customers to fail. They would rather take back their vehicles then help the clients paying them. First 42/60 payments on time. After calling and asking for a deferment due to hardship, approved only for 1 month though 3 were requested. From that point, the following 5 payments were made late, due to their UNWILLINGNESS, not inability, to help with the requested time. Fast forward a few months later, there is a whole in the engine block due to mechanical failure. Warranty no longer good. Account is not eligible for another deferment. And the manager I spoke with sounded all TOO HAPPY to let me know I can pay the payment back or give the car back. This “company” IS A JOKE, THE JOKE THAT ALL OTHER JOKES LAUGH AT. THEY ARE A CORRUPT GROUP OF MONEY HUNGRY PEOPLE. Again, First 42 payments on time, out of 60. And they cannot help in a tough situation when I have made it very clear I want to keep the car but need assistance getting it fixed. RUN, RUN AS FAR AND FAST AS YOU CAN. This is the worst company you could finance through

tried to pay off car loan.i asked them if they would take a credit card. they said they would except a Mastercard. after getting declined and calling city bank they were running the card as a cash advance. when i confronted them 1st lady hung up on me .the 2nd time the lady said she had no idea because it was a 3rd party running card. they are knowingly committing fraud. committing fraud is a serious crime. i will be filing a complaint with the banking commotion. stay far away.

This company is horrible. I have my car loan through them. I was late paying my car payment due to not only the pandemic, but also due to having to move to another city for work. They repossessed my car and even after several conversations with them made it nearly impossible for me to get my car back. Don't do business with them.

Straight up scam. They clear engine codes before selling repossessed cars so they can screw the buyer by selling as-is. It's legal fraud. Hoping this helps save someone else.