Allstar LendingReviews of allstar-lending.com

Working with Erica was good. She was clear and helped me understand the situation I was in and the options that were available to me through All Star. I would recommend this co.

Great experience overall. Highly recommend.

I had a good experience. They really helped. He helped me come to terms with the fact that a loan just wasn’t possible dude to my situation but the alternative has a lot of benefits. If you’re on the fence, just know that it’s worth it

Classic bait and switch. Received a pre-approval letter with a great rate for a personal loan only to have the rep try to move me to a debt consolidation program that would hurt my credit with zero disclosure on what they were actually doing. He then raised his voice at me when I challenged him on this and tried to belittle me into an agreement. After he hung up and texted to have no further contact, he replied that he will follow up in a few months. Stay aware, this is a very unethical company who will fraudulently try to deceive you into something you are not prepared for. I am going to file a deceptive business practice claim with the DOJ as I have the documented proof of their actions.

overall great experience with Allstar Lending. The process was simple and straightforward. The team was professional, helpful and quick to respond. They took time to explain my options and ultimately found me a great loan!

I try to opt out and close my file with them, and they still keep sending me emails, texts, and pre-approval letters. Here's the Time Line 8/4 I applied to AllStar for a loan based on a pre-approved letter. Then I received a text from AllStar that someone would call after reviewing my application. (All texts came from the same number) 8/5 I received a text from dd Joseph Derasmo to talk about the approval. I replied when I saw the text after work that I was available. 8/6 Joseph Derasmo texted me to ask if I was getting his text. I replied yes. Then he texted me, Am I available to talk to him that day. I replied, “Any time until 5 pm” (that was at 11:02 am). After that, I heard nothing, no reply to reschedule or a time to talk. 8/6 I received an email that they had been trying to connect me. 8/6 Later that day, I sent them an email: “ Please remove my application for a loan with you. Please put me on your opt-out list”. 8/7 Received a text would I like to close out my file. I replied, “Close out my file” After telling AllStar twice to close my file and opt me out, I was still getting texts and emails as if I was still trying to apply for a loan with them. 8/10 I received an email from Joseph Derasmo, This is your final chance to connect with us this week! 8/12 I received a text from Joseph Derasmo: “I hope you didn’t get eaten by a hippo, though that would help erase your debt lol. If you are in fact still breathing, let’s get this hammered out for you and get that debt off your plate”. I replied to him on 8/7 to close my file; why am I still getting emails and texts? Plus, this text feels unprofessional, as if it was made by AI. 8/12 I received an email to apply for a loan to check my rate. That I’ve been preapproved. 8/16 I received an email to apply for a loan to check my rate. 8/18 I received a letter for a pre-approval for a loan. 8/18 I received a text that my pre-approval is about to expire. 8/19 I received an email to apply for a loan to check my rate. 8/23 I received an email to apply for a loan to check my rate. 8/24 I received a text to call to get a loan. 8/24 I sent a nother email to close my file and opt me out. Also, nowhere in the email is there a place to opt out or unsubscribe. The letter shows a rate of 5.99%, but when you read the back, first-time borrower rate is 35.99%. This makes it look like a bait-and-switch, knowing that no one who is getting the letter will qualify for the 5.99%.

My young man has been super supportive & provides Clear explanations of what could be done in my situation. He was very patient with me. I Truly Appreciate all of his help ! Thank You !

Got a letter. Got texts from a rep. Answered the questions asked. Told me they have great news and want to discuss. Then crickets.