Charlie
Scam
Scam Title: Stay Away – Total Scam I wish I could give them zero stars. These people are complete scammers. They promised to increase my credit score by 150 points within 90 days. I even told them I’d be happy with 50 points—just show me some progress. After 5 months and 5 payments, nothing changed. Not a single point was added, not one negative item was removed—in fact, my score dropped nearly 90 points. When I tried to cancel, it took over two months just to reach someone. They kept saying the “case manager” had to call me back, but he was never available. Meanwhile, they kept charging my account. They also sold me a supposed $25,000 Chase credit line for $169 per month, claiming it would report to my credit within 4 weeks. It never did. After 2 months, still nothing was reported. Later, the case manager suddenly changed his story, saying I’d need to buy 3 or 4 of those accounts for it to “work.” This is hands down the biggest scam I’ve ever fallen for. Please be careful—don’t waste your time or money. I have texts, emails, and call logs to prove everything I’m saying. I finally managed to cancel after months of frustration, but I hope this helps others avoid the same mistake