After using this service nothing improved one deletion nothing else. They advised my score increased of course it did from paying my bills on time. They later advised running a special half off still no results and I withheld the last payment no results no payment as I advised. I started last December one deletion poor service very dissatisfied customer.
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tracey L.
They did absolutely nothing to my…
They did absolutely nothing to my credit. They told me that they will raise my scores. They told me to fix my credit for me to only get garnished out of my paycheck
AB
Andrew B.
Haven't heard from any agents since the…
Haven't heard from any agents since the initial interview and it's been 2 months no changes in my credit score . Causes concerns about moving forward
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Sean-Michael O.
They did absolutely nothing to improve…
They did absolutely nothing to improve my credit. They tried to make a claim of doing something I did personally. They claim to contact you in 90 days with a high credit score, they failed on that part of the contract. Dont expect a refund for their services even though they claim that they can raise your credit score if not you dont pay. The client manager talked down to me numerous time and laughed at me. You will spend more money dealing with this company than paying off your debt yourself.
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Thomas
One of the worst customer-service experiences I’ve ever had
One of the worst customer-service experiences I’ve had with any company.
My experience with 45 Day Credit Group has been extremely frustrating. The sales process made the 90-day warranty sound much more straightforward than it ultimately turned out to be, and I do not feel the limitations were explained clearly enough before I signed.
Communication after enrollment was poor. My 30- and 60-day reviews were extremely brief, there was very little meaningful discussion of my progress, and I was never told during those reviews that they believed my warranty had been voided.
Then, only after the 90-day period ended and I tried to cancel, I was told that utilization and mortgage inquiries supposedly disqualified me. The mortgage process had been specifically discussed before I signed, and I was told it would be okay. Their own dashboard ultimately showed only four total deletions and the 150-point collective threshold was not met.
I also disputed continuing the service before another $150 payment was processed, but the charge was still taken.
The biggest issue for me is the way this company communicates and handles expectations. I have worked with other credit-repair companies before, and the level of professionalism, communication, transparency, and customer care was significantly better.
I am now having the agreement reviewed through Fort Riley Legal Assistance. Based on my experience, I would not use 45 Day Credit Group again and would strongly encourage anyone considering them to read every line of the contract and get every verbal promise in writing. WORST EXPERIENCE EVER with any company!! Feels like a ripoff!
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Cassey H.
Did absolutely nothing but take my…
Did absolutely nothing but take my money total scam
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Juan Carlos P.
Horrid company
Horrid company, the balance they guarantee is a collective amount over All credit bureaus. You can’t get out of the payments after your 90 days. My credit went up but just disputes won’t get you approved or out of debt. Attitude when talking about not being forced to pay the monthly 150$ with a rep. DO NOT GO TO THIS COMPANY.
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Ricky C.
This is a crooked company
This is a crooked company. All they want to do is take your money. $450.00 spent credit dropped 50 points. If you want your mobey stolenuse them.