Cottage I.
The tech is poor
The tech is poor. Syncs stop, and automation is limited. Support is sporadic at best. Once you're informed of a claim based on your trade history, you still need to provide a bunch of trade history. They overpromise and underdeliver. My experience so far is that they take a cut for doing not much, and you lose control of the process, so if they drop the ball, you're SOL.




