Amy
BUYER BEWARE
We purchased an owner’s title policy from Westcor expecting protection against undisclosed easements. We did our due diligence and asked all about easements SIX weeks before closing. We recently were slapped with a lawsuit claiming a nonexistent easement. We reached out to Westcor to file a claim to help cover our legal fees but have been continuously denied. We have confirmed with the closing attorney (and Westcor's settlement agent) that no easement exists. Yet, we’ve had to spend tens of thousands in legal fees defending our property. Despite submitting a certified boundary survey, sworn affidavits, and a court order denying the claimant’s access, Westcor continues to fall back on generic form letters and vague legal references — ignoring the factual record. They even cited easements that had expired years before we purchased the property. Their responses to us, our attorney, the BBB, and the Department of Insurance have been consistently delayed and unhelpful. Westcor refuses to take responsibility despite several missteps on their part such as listing expired easements in gross on our Schedule B exceptions, listing our address as the plaintiffs address, trying to rely on the seller’s post sale affidavit as means that an easement was verbally disclosed to us. If you’re a homebuyer relying on title insurance for peace of mind, we STRONGLY caution to beware of doing business with Westcor. Do your due diligence when selecting a title insurer. While title insurance is meant to protect against precisely these risks, our experience with Westcor has been frustrating, costly, and unprotected