Wise LoanReviews of wiseloan.com

I got a loan from them and my last payment was $371.26 or 371.96 in September 2025. They took out two payments of the last amount. I had to go to my bank to have them to refund the extra payment they took out. Oh yes, they refunded me, but get this, now they made a whole new account stating I owed them when they overcharged me in September 2025 to make themselves looked good and try to mess up My credit. I have proof that they overcharged me( bank statement) and have proof of the readjustment they had to make to refund me on my bank statement. So Watch Out for when U make Ur last payment, make sure U let Ur bank aware of them trying to overcharge You!

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The company is not easy to work with. They are fast to give you loan, but please don't get into a bind where you need to move a date. It is not possible; you will have to double up on payments. The only other options are to refinance and when doing that they will add on extra fees at a high rate, and you longer payments. Just another way to scam more money out of you. I took that bait, please don't, all help isn't good help.

It's been 9 days since I applied. Said I was approved for $446. Their bank verification isn't working on their end,They have hung up on me twice, never return my calls. Horrible way to do business. I see why they have a very low rating

AWEFUL LOYALTY AND CUSTOMER SERVICE. WOW i have dealt with these people over 20 times over the last 3 years and always paid off my loans early. Same job making same money and only 1 late payment. Said they cannot lend to me. LOL What a joke. Customer service is a bot that always says no human available and when you call the phone number, you get disconnected after 3-5 minutes of holding. What a joke. I asked the human I finally got to see if I could talk to a manager and got a canned response. Extremely disappointing to say the least.

STAY AWAY FROM AVENAWISE UNLESS YOUR LOOKING FOR ADDED STRESS TO YOUR LIFE !! I was considering when I received an email that I was preapproved for a loan from AvenaWise. Then I read AVENAWISE reviews, they all say STAY AWAY. No matter whether it's a loan or purchase, you should ALWAYS read reviews, they say a lot.

Terrible customer service been calling them leaving messages for 3 days and it’s been impossible to get a hold of them.

I applied for a small loan. Received a text and an email to contact them. Have tried for 3 days and left multiple messages. Have not received one return phone call, text or email. When you call any one of there phone numbers you sit on hold and either get prompted to leave a message or cut off. I thought they were legit?