Uplift FinancialReviews of upliftfinancial.com

I purchased a ticket using Uplift as United Airlines made it sound like such a good idea. DO NOT FALL FOR IT! The ticket I purchased was 1st class and fully refundable. I purchase the ticked and within an hour found that I could not book a hotel for the trip. I called United and cancelled my flight. I was assured of a full refund because it was within 24 hours AND it was a 1st class ticket. Now 6 months later Uplift is using the MOST aggressive collection methods imaginable. I called them and told them the flight was cancelled. I provided the email from United stating that my refund was processed. That refund went directly to Uplift and I lost both my down payment and the last payment as well. Even the way Uplift explained that was insane! They charged my credit card for what would have been two monthly payments, then hastened to say the 2nd month would be refunded right away. I still don't understand that mind set at all. But I didn't receive a dime back from them. Now a full six months later they have begun aggressive collection efforts. I am COVID positive and 66 years old. I can't think straight and they simply won't listen to me. Every single day they text and email saying if I don't pay within X amount of days they will report my non existent account to all 3 credit bureaus. I finally hung up on their rude and nasty agent because I was having severe chest pains. However before I did so the Uplift agent had United on the phone and the agent for United confirmed that the refund was made back in March to Uplift. The Uplift agent then began arguing with United saying that the credit card the refund was credited to wasn't an Uplift card. Unbelievable! So as it stands now they are saying if I don't make a payment they will report the account as delinquent and continue to do so even though I don't owe them anything. DO NOT USE UPLIFT! The interest rates are extortionary and the customer service is inept, hateful, and ill informed. I don't owe them anything yet they continue to text me several times a day and email me every day as well. They have caused me untold distress even as I am quarantined with COVID and sicker than I have ever been in my life.

Do not use this company. Quinn is rude, obnoxious and has no patience. He made me feel like a child the way he treated me. Never have I had worse service in my life.

Company states they do soft credit checks and they actually do a HARD inquiry on your credit. THEN, when you lay off the short term loan they mark it as CLOSED and not PAID OFF! They directed me to the Credit Bureau. Do not use them if you care about your credit. You have to call Equifax to have the remark changed. Too I have not worth the trouble.

Never use uplift.com nor United Airlines, both are a rip off. I did a early cancellation and uplift charged me 206 dollars as well as United charging me 500. Do not use either

Don't use this service their customer service is not helpful at all and you have to contact them to resolve your issues that they say they will take care of. I've had to forward cancellation letters 3 times (they seem to lose what I have sent) so far and no resolution to date. I anticipate I will have to forward the "requested" letter to them more times until this is resolved.

Deleting a review you don't like does not make it less valid. Please customers be careful of this company. This company canceled my trip without warning and is now charging me financing fees and a non refundable deposit. I have been going back and forth with them as they lied to me for two months claiming Carnival canceled my cruise and not them. I have called multiple times asking to speak to a manager who is conveniently never available. Now they are deleting and/or reporting all of my reviews. This is clearly not a professional company that can be trusted.

I wish I could give them no stars I will never use uplift again This company don’t help customer who facing a hard time Especially when you paid off $3400 and only left $200 this covid have hit hard and you stuck cause who want there credit Ruin Everyone don’t use them

So I applied a month ago with this company. And still to this date have not received an answer. They were given all the necessary information over and over. Holly is not reliable at all . She just told me stories to pacify me. Never use this company its not reputable at all..!