Uplift FinancialReviews of upliftfinancial.com

This company will screw you over and every opportunity it gets. My bank account was hacked, and I needed to open a new one. As a result, uplift no longer would except my debit card or my account and routing number. I want as far to even do a three-way call with my bank, and with uplift only for them to tell me that there is no block on either end, and there’s no reason for them not to except my all my payments. Now I will have to pay everything upfront, so I don’t incurred any extra fees. The worst thing about it is they always say they will call back and they always say that it will work when in fact, I believe they know very well it will not. If you can’t afford a flight don’t break it down at the payments. Just don’t go on the trip. Cautionary tale to live within your means.

I booked a trip through Southwest Vacations where I was approved for monthly payments through uplift. I paid 268 dollars a month since April 2024. My trip was scheduled for August 5th 2024. On the day of the trip my flight was canceled due to weather in which I asked for a full refund of products. They refunded the money back to uplift and now uplift is still attempting to charge interest rates for a product I never used and paid 5 months of money for already. I am in talks with an attorney and reaching out to the credit bureau for this very shady and scam of a company!

We booked a cruise with a company using Uplift. When we cancelled the cruise and our refund never came, we found out the cruise company commits fraud and doesn't refund people. We need to file a dispute to get our money back, but Uplift refuses to do so. We have no other option but to have Uplift dispute the charges since we can't dispute it with our bank, but they won't, and they won't stop charging us either. Book directly with your bank or with a travel agent to keep your money safe!

I have a credit score in the 800's and a FICO score of 877. After several attempts to apply for a loan to pay off a cruise with NCL, and submitting information, including a picture of my drivers license and a photo of myself, this was their response. "At this time, Uplift has been unable to verify the documentary identification provided by you due to higher risk characteristics associated with your application. We have decided to close your accounts and/or disable your ability to make future loan requests. What? It makes no sense. A customer service person sent me a link for a grievance team, but my husband and I want nothing else to do with them. They are misleading about interest rates, not professional or trustworthy. Stay away!

I am one of the vendors who integrated this service for a client however when I tried using it myself, I was denied with an error 'Address does not match' but still received an email saying denied via equifax. I requested an equifax report with my details about my previous address, which was 4 yrs old but with an excellent credit score. The call center is extremely pathetic too, you can't reach out to the agent by chance.

Total scam - do not for any reason have anything to do with this company. I paid in full and then 3 months later was sent to collection with no notice. I was on auto pay and received an email saying that I had made my last payment. Then out of nowhere - sent a collections. They refuse to answer any questions or respond to me in any way. When I got a hold of customer support they hung up on me. I paid all my bills and on time. Total scam

I was issued a refund from Air Canada Vacations on Jan 2, 2023 for a trip that we had to cancel. It left an amount owing of $158.40, which I paid when my first payment was due. It is March 16, 2023 and Uplift says I still owe for this loan. What is the hold up? I am overdue making my second payment and don't want to... if it is this hard to receive my refund, why would I want to make a payment and have to get that money back from them???? The only time I hear from them are the constant payment reminders for a loan that I received notification of a refund back in January. When I reach out to them through email or phone, I don't get a response.

After being harassed with texts I had a payment overdue, I went to make a payment, but noticed the list of made/scheduled/missed payments looked suspicious and incorrect. I backed out of the payment before completing to contact support instead. Then I get notice from my bank that payment I never authorized was taken anyway. I've been emailing with Uplift for days, and their dodging the question, providing irrelevant information, and finally blaming me for authorizing the payment - which, again, I did not. Website is poorly constructed, provides incorrect account information, clearly allows for error and fraud, staff either doesn't know how or doesn't care to correct their mistakes. Please don't trust them. Absolutely miserable experience.