Unison is redefining homeownership with a smarter, debt-conscious solution. Traditionally, tapping into home equity meant selling your home or taking on costly loans. Unison changes that with its innovative Equity Sharing Home Loan—a ten-year, interest-only second mortgage designed to keep monthly payments low. With one of the lowest interest rates in the country starting at 5.424%, plus deferred interest payments and an equity-sharing structure, homeowners can access funds while maintaining financial flexibility.Whether you’re planning home improvements, pursuing new investment opportunities, or seeking greater financial freedom, Unison empowers you to make the most of your equity—without the burden of excessive debt. Learn More
Unison Mortgage Corporation (unison.com) has 37 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
Unison Mortgage, unison.com
Website
unison.com
Category
Banking & Money
Location
San Francisco, California
Listed on Five Star Index
2026
About these reviews
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The company replied to 100% of reviews.
Latest
Most recent review: August 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Brian was involved with every step. Made sure to answer each text, even call when he could. Very informative. This was a very smooth process. I recommend.
Response from Unison Mortgage CorporationJun 11, 2025
We're happy to hear that the process was smooth and informative, with all your questions answered promptly. We appreciate your recommendation and thank you for your feedback!
WI
William
An exceptional experience.
In searching for the best form of financing, I considered four different companies. Each had its own unique model. Unison, by far, had what I saw as the fairest and most unique product out there. Indeed, the products offered by companies like Point and Unlock are very greedy, especially if you are planning to sell your house within the next five years. Not so with Unison. After hearing what the other three companies had to offer, I was behind Unison product 100%. Adding to my discomfort with the other products, was the slick “used car salesman” tactics of the representatives. I felt like I needed to take a shower after speaking with them. They bristled at difficult questions. What they presented as a shiny new car, was in many cases an obvious lemon. I should know, I’m an accountant. I worked with Chloe at Unison. I could not have asked for a better person to have guided me through this process. She approached it with kindness and dignity, and a personal touch that made me feel valued and important. She won me over through her honesty and her sincerity. She also quickly facilitated the close of my financing, which was very important to me, and which the other providers could not. Although I’m sure that Chloe has many people that she deals with every day, she made me feel like I was her sole focus. I thought her to be an incredible human being, and I count myself extremely blessed to have had her guiding me through this process. The only tiny downside, was the appraiser. He was unfriendly, haughty and unknowledgable about the distinct aspects of historic homes, as is mine. His appraisal was $45,000 less than another appraisal that I received. In my market, they really need to find somebody else because he was absolutely terrible. However, the Unison product and working with Chloe far outweighed any negatives experience through the appraisal process. I consider myself extremely fortunate to have found Unison, and I most highly recommend them as a company.
Response from Unison Mortgage CorporationMay 15, 2025
We appreciate your kind words and detailed review. It's wonderful to hear that you found our product to be the fairest and most unique option, especially when compared to other companies in the market. We're thrilled that you had such a positive experience working with Chloe. Her dedication to providing excellent customer service and her ability to make you feel valued are truly commendable. We're committed to ensuring that all our clients receive the best possible experience, and we're glad that Chloe was able to exceed your expectations. We understand your concern about the appraiser's experience with historic homes. We value your feedback and will use it to improve our processes and ensure that our clients receive the best possible service from all our partners. Thank you again for sharing your experience.
GM
Godswill M.
Carlos explained the process very well…
Carlos explained the process very well in the beginning of the process and continued to do so till the end. He was always ready and available to answer my questions satisfactorily.
Response from Unison Mortgage CorporationMay 15, 2025
We appreciate your kind words about Carlos. We strive to ensure our customers have a positive experience, and we're glad that Carlos was able to meet your needs.
CU
customer
I had a great experience with Unison!
I had a great experience with Unison!! Great communication - effective processing and a totally positive experience all the way through!! I want to thank Mary Kate for all of her hand holding and follow up every step of my process.
Response from Unison Mortgage CorporationApr 24, 2025
It's wonderful to hear that Mary Kate provided such exceptional support throughout your journey. We appreciate your kind words and will share your feedback with our team.
CP
Carlos P.
GREAT EXPERIENCE
Walking through the process of understanding which solution is best for each situation is key. With Tanner, this was absolutely crucial. It's like going to the doctor if the doctor doesn't ask you the right questions. The diagnosis and treatment may not be appropriate. Thank you so much, Tanner, for your support.
Response from Unison Mortgage CorporationApr 24, 2025
It's wonderful to know that Tanner took the time to understand your specific needs and provided you with the right solution. We strive to ensure our customers receive the best possible support and guidance, and we're glad Tanner was able to help you.
JU
Justin
I’ve had a great experience dealing with Emily …
I’ve had a great experience dealing with Emily Nations. She was very professional and was open and honest during the loan application process. I would recommend her and unison for your mortgage needs.
Response from Unison Mortgage CorporationApr 22, 2025
We strive to provide excellent customer service and appreciate your recognition of Emily's professionalism and transparency. We're glad you found the loan application process smooth.
KV
Kris V.
From start to finish my experience was…
From start to finish my experience was positive with Unsion - very simple process, backed up by great people - Janessa was a HUGE help, she really made it so easy and pleasant
Response from Unison Mortgage CorporationApr 17, 2025
We are so happy to hear about your positive experience with Unison! It's wonderful to know that Janessa was able to provide such excellent support and make the process easy for you. We strive to make our services simple and enjoyable for all our customers, and we're thrilled that you found that to be the case.
JH
Jeff H.
They were very helpful a nice.tanner…
They were very helpful a nice.tanner was kind and helpful. It took more time with the paperwork trying to get everything done. My condolences goes to tanner for passing of family member my father was murder a year ago it hard to go through.tanner contact were very good getting back to me.
Response from Unison Mortgage CorporationMar 26, 2025
We appreciate your kind words about Tanner. We are so sorry to hear about the loss. We understand how difficult it can be to go through such a challenging experience. We are glad that Tanner was able to provide you with excellent customer service, even during a difficult time. We strive to ensure that our customers have a positive experience, and we are grateful for your feedback.