Vicki C.
Do not use them
Do not use them! I am getting a home loan & called & asked them to send me something showing I had made an additional $525 payment & they refused!

As a leading financial services company with a focus providing debt relief programs for consumers and small business owners, our team of knowledgeable and compassionate debt consultants work closely with our clients to understand their needs and concerns and develop a personalized program to help them become debt free in the shortest time possible. Prior to enrolling in one of our programs, we will provide you with a clear written plan you can review to decide if a debt resolution program is right for you. And you can rest assured that you will never pay a fee to our company until we have resolved a debt for you.While no two clients we serve have the same set of financial circumstances or debt load, we work with clients every day, from all walks of life, who have one thing in common; a desire for a fresh start and a life free from the burdens of high-interest credit debt. If you are struggling to meet your minimum payments, or have been unable to make several recent payments on one or more credit card accounts, our debt resolution program may be the solution you have been seeking to get your financial life back on track. Call us today, and let one of our specialists discuss your situation and provide you with options you can evaluate to determine if we can help.
Timberline Financial (timberlinefinancial.com) has 548 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Showing 103 reviews with 1 star · Clear filters
Vicki C.
Do not use them! I am getting a home loan & called & asked them to send me something showing I had made an additional $525 payment & they refused!
Marni O.
I asked for a quote to finish off my debt contract and I was sent one. I sent a lump sum payment and they told me that was all I needed to send. I also told them that I wanted these last 2 debts to be paid off in a lump sum to get my credit score to start repairing! Well, don't believe them!! I was told today 7/14/2022 that not only that they will not do a lump sum payment but I also have to send them an extra $428 for the next 12 months!!! You better believe that I will tell everyone that I come into contact with that they should never do a debt consolidation! I could have paid these off myself at about 1/2 of the money they are taking away from me! I will NEVER recommend this company to anyone!! Too Bad you can't Give a ZERO on a review!!
ScrewedOver
Do NOT work with this company. They do not work proactively for you and charge outrageous fees! The amount they so call negotiate for you is only doubled because of the fees they charge. They do not explain things, you constantly have to hound them to do what they promised. Once you sign the contract, you won't hear from them again. You are better off negotiating with the credit card companies directly or find another agency.
michael w M.
Misrepresentation from the start. Said they were going to add debts that I found out later that they could not. Told me it would not affect my wife's credit and it did so we had to take some debt off of the program, but I am still having to pay the same amount even though $8K was removed from original debt quote. Did not negotiate with some creditors for over a year allowing the debts to double in amounts, then want to pat themselves on the back for getting a 50% reduction, so I have to pay the full debt anyway. Told me i could pay off a debtor early so I paid an extra $1000 to pay it off, then they say they made a mistake and I have to pay another year. I am paying $32K to settle $36K of debt, and crashed my credit score from high 700's to the 500's
Theresa J.
total scam, 4 years they promise the moon and have done little if anything to help me out with this tax problem. They talk down to you a a client, continue to ask for more monies and blame the IRS for their incompetence, don't hire them,
Ana L.
I have paid 86% of my total agreed to amount, and they have settled 42% of debt that was signed up with them. The lawyers they use settle for ridiculous amounts of money - more than you owed originally -I could have done better on my own, in fact in the past I have. I have two separate accounts that have put garnishments on me while I signed up for this service. This was the worst decision and I am trying to figure out how to get out of it.
James S.
We entered into a contract with Timberline Financial to avoid Bank Ruptcy. We agreed on the amount of money we were to pay each month to payoff 5 accounts. They said that they needed more money to payoff the accounts, so we increased the amount. I am within 6 months of completing the 4 year contract and only 3 of the 5 accounts have been cleared. This company is nothing but a scam. They associate with a Financial Institute that charges me every time they hear my name. This whole idea of helping someone get out of debt is no debt management involved. They are strictly interested in getting money at others misfortune.
Amy F.
Been in the program since 2018, not all creditors we're negotiated with, payments skipped, still thousands of dollars due and horrendous fees! I have checked my credit report, some accounts are not even showing on the three reports and 2 are charged off. Not giving these people another dime! James Fowler II