The Institute of Financial WellnessReviews of the-ifw.com

I liked the level of detail and the Q&A. I learned a lot from both. Recommend others nearing or at retirement sign up for one of the sessions.

Great information

Good presentation because it provides “food for thought” but they should point out, and even emphasize, the following points regarding large conversions to a Roth: 1. It assumes marginal tax rates will go up over time. That’s a BIG assumption and they should point out that it is indeed JUST an assumption. If it turns out that marginal tax rates, especially at the low income end, do NOT rise significantly over the next 20 years, their entire thesis is null. 2. An IRA to Roth conversion will negatively affect certain taxpayers’ “Premium Tax Credit” for 2022 as computed by IRS Form 8962 if they purchased a plan through a Health Insurance Marketplace/Exchange and didn't account for that conversion when they estimated their income at time of application. 3. A large conversion would push some into a higher marginal tax bracket, increasing their taxes for 2022 and/or 2023 and dealing a huge immediate blow to their net worth. They have to be willing to accept that in exchange for paying less taxes in the future. Having said all this, I am certain that many people would benefit from a one-on-one consultation with them.

Of all the webinars I have been watching, this one has been the best by far. You get actual advice on your tax situation that most webinars do not provide. They don't try to sell you any products. Although they do offer more specialized services IF you are interested. Very informative gentlemen. Thank you

Informative!

Useful information.

Quick overview of retirement strategies to help people retire comfortably and lower risk of running out of money, buffering market volatility and to reduce income tax.

This was an informative webinar. Thanks for taking the time to help us with financial advice.