SP Funding & Credit RepairReviews of spfunding.co

Steve offers the best credit repair services! got me from a 500 to 730 within 6 months when other companies couldn't help! Just got my first amex card and looking to scale funding with him!

I reached out to SP Funding & Credit Repair to inquire about their funding service and I had my Zoom consultation meeting with AJ. He gave me advise on what I should do and walk me through the plans to get funding for the online business that I want to do. But since my credit scores we’re not at a point where I will be approve, he recommended to fix my credit scores first, which luckily, a service that SP Funding offers. I started the program back in September 2025 and I just recently got my first round of dispute and the results are amazing! Steve Park and his team keeps me informed every step of the way! Also, Leni responds in a timely manner whenever I have a question. Overall, 11/10 experience and I highly recommend to those who are looking to fix their credit scores! I’m excited to continue to work with SP Funding and reach my goals! Thank you Steve!

I'm good friends with one of the founders and what a valuable asset this is. I've had a credit card for a couple years now not really knowing much about it. Ardy has changed the way I see credit, but how to utilize it and grow my credit score. The advice he has given me has not only given me confidence but actually helped me RAISE my credit score. I truly believe I wouldn't have this 752 credit score without him in my corner. I can't recommend this crew enough.

Worked with Steve this past month to remove some negative items reporting on my credit. I was surprised at how fast their turnaround time was and it jumped my credit score significantly. I will recommend steve and his team to all my friends and family after this!

Shout out to AJ. I reached out to SP Funding & Credit Repair for help with repairing my credit and he was very honest and upfront with me during our consultation. After review of my credit report, he told me it was primarily my credit usage that was hurting my score and he suggested that I put my money towards paying off the credit cards instead of paying him for the services as that would be more beneficial in MY situation. I was an opportunity of an easy grab of money. But AJ was honest and I respect that. Thank you and yes I would recommend these guys on that alone! That’s not easy to come by nowadays.

Going to start off saying I couldn’t be more happier with steve and his company. February 2025 I believe in his work and I hire him to fix my credit. His team, Lenny and Sam thana was always helpful. Wedispute more than 15 accounts and now in mid August after nearly 6 months my credit went from poor to 775. Thank you steve, I’ll recommend you to anyone that needs help.

I would not have been able to qualify for my apartment and would be stuck with bad credit if it wasn’t for Steve. Now I have a corner apartment with the big windows and a lot of sunlight and my girl is very happy lol

I inquired in how to keep my credit score high while dealing with financial hardships. SP funding was profesional, confidencial and understanding with what I was struggling with. They reviewed my situation with one on one consultation and carefully assessed then best plan to move forward. I couldn’t be any happier and thankful for their support and encouragement to build a stronger financial future. I highly recommend their services.