Christopher L.
My experience with Quest Diagnostics’
My experience with Quest Diagnostics’ “Easy Pay” process left me extremely angry and distrustful. While I was sitting in the treatment room, Easy Pay was presented by the clinician in a manner that appeared indistinguishable from paying a normal copay. It was not clearly explained that this was a separate financial authorization under which Quest could retain my card information and potentially charge it later after insurance processed the claim. I later called Quest customer service for clarification. The representative seemed unaware that Easy Pay was being used this way and repeatedly insisted that only my copay was being charged. I specifically asked whether she was positive, and she assured me that she was. Her explanation was incorrect. If Quest’s own customer-service representatives cannot distinguish Easy Pay from a routine copay, patients cannot reasonably be expected to understand what they are authorizing while sitting in a treatment room. The opacity surrounding this program is so pervasive that I am left with the strong impression that the ambiguity is purposeful. Patients should receive a clear explanation that Easy Pay is optional and separate from a copay, including exactly what is being authorized, when the card may be charged, and how to revoke that authorization. Quest should also provide a prominent online cancellation option and properly train its employees. Presenting an optional financial authorization during a clinical interaction, while failing to make its consequences unmistakably clear, felt manipulative and completely unacceptable. I am sharing this experience so other patients know to ask detailed questions before providing Quest with a payment card.



