Q CreditReviews of qcredit.com

Absolutely horrible! Do not use this company under any circumstances! You'd be better off selling blood or standing on a street corner begging. I took a loan for $1600 in July 2017 and have paid $300 a month since and still have another 9 months to go!! The interest is so astronomical that it's still over 1k to pay it off now. I wish I had the money to get out from under this thing. In the end I will have paid over 6k for a $1600 loan. This was one of the worst decisions of my adult life.

I tried to pay this loan off. Awful interest. I authorized 2k to come out of my account. They tried to get 2k x6!. They got 6k! My bank helped me and I got my money back. When I called Qcredit they said they didnt do it and their computers didnt show it. They said if I sent them my bank records they would look at it over a 2 week process. People sounded like they were in another country. I was desperate so I did this. Next time I will never do this. Unbelievable they got 6k in one day. 10 hours at the bank to fix get new accts etc.

Don’t trust this company !!!! I was notified that ROSEBUD LENDING did a hard inquiry on my credit report. I asked them to remove it and they refused stating that they just did a soft credit pull. I sent proof that it was a hard inquiry and they still deny it! I complained to the BBB and sent the documents them as well . QCREDiT emailed me and will not resolve this so now I’m forced to seek legal advice. If they are this untrustworthy, I can’t imagine how they would treat people who actually have loans with them . Stay away , they LIE!

My experience, in the beginning everything was so easy you apply for your loan, got your money just like they said it would be. But after your payment start that is your nightmare. Please, please READ your agreement. I borrowed $1600 dollars, their is a $10 a day added to your loan, I started my first payment in July paying $154.00 bi weekly. In December 2017 I call to ask what was my pay off , I was told $1735.87 in which I paid off in full. I know at time we fall in hard times, please do not let this be your way out. Sarah, Jacksonville, Florida

how can u all charge so much I think it is not legal in the state of Florida

Overcharged last payment now can't get it straight and they block their #

DO NOT DO THIS! I repeat! DO NOT DO THIS! I repeat! DO NOT DO THIS! DO NOT DO THIS! I repeat! DO NOT DO THIS! I repeat! DO NOT DO THIS! I repeat! DO NOT DO THIS! I repeat! They CHARGE ALL the INTEREST UPFRONT! Please use Elastic Republic Bank where you pay the interest and principal at the same time at a very AFFORDABLE rate and payment. I've WARNED you!

I applied for a loan and was contingently approved pending information verification. They asked me to log into my bank, so they could view my account history. But when I tried, their system said it was unable to log in. I called customer service to see what had occured. They placed me on hold and came back to tell me that my bank account was one they didn't work with for depositing money. The representative told me that I needed to call back with new account information that they worked with before they would able to move further. I asked if my account needed to be open for a certain length of time. As I know most lenders look for these things and the representative told me no. I made a new account and called back the next week and was told I have to have my account be open for 15 days. Which infuriated me because I expressly asked this from the beginning. So they then closed my application out and told me to reapply once the 15 days passed. Which I did and they denied my application for "excessive loan requests". Go figure, so now not only did they lie to me. I have 2 hard inquiries on my credit from them and it was all for nothing..