Mark
Mobile app is easy to use
Mobile app is easy to use. Having a credit card now makes things easier.

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 391 reviews with 5 stars · Clear filters
Mark
Mobile app is easy to use. Having a credit card now makes things easier.
Mark
I love my Mercury Card! The Credit Line increases they provide have been so helpful!
Jonathan R.
I really don’t understand all of the 1 star reviews because in the 2 months I’ve been a cardholder I’ve been super satisfied with my experiences. I was approved for a generous credit limit, I’ve never had a problem using the card and get 1% cash back on all purchases (rewards are easy to redeem in the app). This far they haven’t added an annual fee, and I’ve made multiple payments which have all posted immediately to my account. If things change I will update my review but so far no complaints 5 stars!
Response from Mercury CardJun 19, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review, Jonathan!
SHERR E.
"I had a fantastic experience with Monica Dillard from Mercury card customer service today! I called in with a confusing issue regarding [mention issue, e.g., a payment / my account limit], and they were incredibly patient, professional, and knowledgeable. Monica Dillard took the time to walk me through the solution, ensuring I was comfortable with the outcome. It is rare to get such personalized, efficient service these days. Thank you for making a frustrating situation easy to deal with!"
James W.
I have the card, it is a good one i have a %29 APR 1k lim. it is from a real good bank. if people pay their bills you should not have any prob.
Rhonda E.
Mercury Credit card was simple to get .. have not had any problems with them credit increases were easy online billing is easy
Kim C.
I love our mercury card! Weve had it a couple of years and our increases have steadily happened. Its up to $5600 and its been a wonderful asset!!