Michelle
Every time I wanted to make an online…
Every time I wanted to make an online purchase, the card would decline and lock. I had to call every time!

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Showing 23 reviews with 3 stars · Clear filters
Michelle
Every time I wanted to make an online purchase, the card would decline and lock. I had to call every time!
Yolanda
the interest is to to high is bad
customer
I dislike every time I try to use it they lock it up on fraud alert , it’s an inconvenience. Especially embarrassment when your trying to make a purchase.
David
A user should have the ability to choose a payment wether weekly, Bi-weekly, or monthly.
Rebeca K.
Three stars for the absolute to get a customer service rep on the phone the few times I have called. I really never would have gotten this card if I knew I had to wait ten business days for large payments to post and credits to hit the account! In this day with everyone online this is way too long and most inconvenient. I will not use this card
Christopher
Good as could be expected
Lorna
Online setup is confusing and cumbersome. When I tried to log in didn't recognize my email address.
Response from Mercury CardSep 22, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
customernone
I have been scammed for 200.00 bt Alt rx.com and I can't get mercury to do anything about it. Please help me.