Tracey M.
DO NOT USE THIS CREDIT CARD
DO NOT USE THIS CREDIT CARD. THEY FRAUDULENTLY CHARGE A $150 ANNUAL MAINTENANCE FEE!!!! SO MAD AT MYSELF FOR OPENING AN ACCOUNT WITH THEM

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Showing 226 reviews with 1 star · Clear filters
Tracey M.
DO NOT USE THIS CREDIT CARD. THEY FRAUDULENTLY CHARGE A $150 ANNUAL MAINTENANCE FEE!!!! SO MAD AT MYSELF FOR OPENING AN ACCOUNT WITH THEM
G T.
DO NOT SIGN UP WITH THEM. They charge surprise fees. I was charged an annual fee of $47 with no notice. Their customer service is awful and so rude.
Ramon A.
This is the worst credit card experience I have ever had. After being a loyal customer for four years and consistently making my payments on time, I was notified that my APR will be increased to 36% along with the addition of a $150 annual fee. It is extremely disappointing that changes like this are allowed despite a strong payment history !! I hate them!
Devin W.
I’m very upset about this annual fee. I’ve been a customer since 2021 and the credit cards. I’ve chosen particularly had no annual fee. Also since it was just Christmas this put my account over the limit and I never did receive the notice in the mail maybe because I moved. I don’t know I’ve had issues with mail not getting delivered however I called Mercury and they did nothing to help me with this 🥲
Jens A.
Last year I used this card for a specific purpose of keeping track of my expenses on a trip; at the time I think it went allright. This year WATCH OUT ! I try to use it for a room deposit at a hotel/casino. The charge hold is rejected and I have to use another card; then call to get the hold taken off the card; later on I try to pay for lunch at same said casino/hotel; also rejected; call again @ Then just lately a simple charge was rejected on more than one occasion. BUT TO MAKE IT WORSE ! I make a payment with my checking account. It shows as a pending credit for a while, then pssst ! disaapears; eventually the payment is withdrawn from my checking, BUT ! it STILL DOESN"T SHOW credited; IN FACT IT DOESN'T SHOW ANYWHERE AT ALL. ! I'm paying them off never to be used again !
Jimmy N.
Called and cancelled card as they were adding an annual fee however they didn't cancel after phone call. Then they charged the annual fee and would not remove it so i had to pay it before instructing them to cancel again. Do not use this card if you have any other options. oh and they have very high interest rates.
Steven S.
I echo the other reviews that this card company is predatory, has high interest and fees, delayed payment posting, and horrible customer service.
marisac
I am extremely disappointed with Mercury Credit Card. I was recently hit with a $49 annual fee that was never disclosed to me at sign-up. When I reached out to resolve the issue, the customer service was horrible and showed zero concern for my experience. It feels like a predatory practice to slip in fees without clear communication. Even though I have now closed my account, they are still forcing me to pay the fee. I strongly advise anyone looking for a card to stay far away from this company.