Harvest by AcornsReviews of joinharvest.com

If I could leave less than one star I would. Let me just lay out the many issues I have with this company. 1. They advertise that you can choose between paying $35 for their express services OR pay 25% off the fees they refund. However their website just keeps looping you back so you’re forced to pay the $35 and doesn’t even show the 25% option. 2. They state in their terms that they don’t want to cause overdrafts (obviously) so they won’t take the $35 until you have a sufficient balance. This is a lie. They overdrafted my account, costing me a $37 overdraft as well as multiple $30 sustained overdraft fees. 3. Despite connecting my back successfully SEVERAL times, the website always shows immediately after that the connection to my bank had failed. 4. Additionally, I signed up over 2 months ago and despite multiple messages back and forth with “Luis” assuring me that they’re “working on it”, and giving me a bunch of lies such as: “it takes 15 days after you apply”, “actually it takes 30 days”, “keep waiting, we’re having trouble hearing back from your bank”, blah blah blah. 5. And finally, I called my bank to all of they had heard of Harvest and they said they don’t even work with third party fee refunding companies like that. WORST. SCAM. EVER. That preys on people when they’re desperate.

Worthless service. Does not work for Bank of America or American Express. Waste of money and time and I wonder if my info has been compromised because Bank of America sent me a letter to change all of my account passwords etc after dealing with this company. I messaged the company letting them know I received denial letters from Bank of America. The letters from Bank of America said they do not negotiate with third parties. I told Harvest I never would have paid a fee for a service if it would destined to be a bust.

I really don't know how this company has gotten so many good reviews, but they're definitely either paying people to say positive things or they're posting them all themselves. I started this process with them almost two months ago. After not hearing from them, I send a message and they advise me that I would need to schedule an appointment for a three way call. This call was supposed to take place on 9/20/2021. The time came and went and no one from Harvest reached out to me. After complaining via email, I was contacted by someone named Luis and asked to schedule again. The earliest appointment that they had available was approximately one month away (10/20). This appointment was scheduled for 2pm today. Anyone care to take a guess what happened? I absolutely did not receive a phone call from them. To make matters even worse, they are still connected to my account and you can't get anyone on the line. You can only send emails. Right now, I'm on a 35 min hold (per the automated message) with Acorns to see if THEY have any insight, but Harvest is just a division of Acorns so I wont hold my breath. I want them to offer the funds for all of my time that they wasted AND remove ALL of my accounts from their website IMMEDIATELY!

First I’d love to comment on all the raving reviews on refunds from wellsfargo very recently. Well genius, since COVID started Wells Fargo has been forgiving any and all overdraft fees so your negotiation did not do anything

I have just created an account and linked the bank account that I wanted to negotiate. But every time I hit negotiate it falls into a loop where it takes me to the premium membership sign up page. It is indirectly forcing me to pay 35 dollars in the premium services. I don't want to pay for a premium membership until I see this service actually works, I am ready to pay 25% fee if I get a refund. Also, in the premium membership sign up page it asks us to agree that the fee is non refundable and it will take 15 to 60 days to get the replies from the bank.

My bank had threatened to close my account because this company keeps sending emails in my inbox after the bank responded and said no reversal at this time. I keep contacting this company and they have not responded via their online contact us and Facebook. Terrifying experience. Do not trust them! Trust not company that you can not contact.