HomeLife Mortgage Reviews | Read Customer Reviews of homelifemtg.com

HomeLife MortgageReviews of homelifemtg.com

5.0153 reviews
Investments & Wealth
100 Spectrum Center Drive #900, Irvine, California

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HomeLife Mortgage

About HomeLife Mortgage

If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded.Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire.Programs for Self-Employed Borrowers — California, Florida, and Texas:Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs.Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income.Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage.Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place.Programs for Real Estate Investors — Nationwide:DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns.No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today.Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation.homelifemtg.com | 888-677-2526

HomeLife Mortgage (homelifemtg.com) has 153 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.

Also known as: homelifemtg.com
Website: homelifemtg.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 1% of reviews.
Latest: Most recent review: July 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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HomeLife Mortgage reviews

Showing 152 reviews with 5 stars · Clear filters

R J.
Jan 12, 2021
The service provided was excellent
The service provided was excellent. Jayne and her team are very professional and gets the job done as quickly as possible. My experience was fantastic.
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H S.
Dec 1, 2020
Being self employed
Being self employed, working with Homelife mortgage was one of the best decisions I have made. They have the knowledge and expiriernce to work the non traditional borrower. Their bank statement program allowed me to purchase the home that my family truly deserves. They walked me through every step of the process while also being patient with me as this was my first time going through the process. The whole team at homelife was readily available to answer any of my questions which made me very comfortable throughout the process.
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Angie
Nov 12, 2020
Exceptional Company!
Exceptional Company!
Response from HomeLife MortgageNov 12, 2020
Thank you Angie, We're so happy we were able to assist you with the purchase of your investment property using our No Doc real estate investor loan program. Thanks again, from the Homelife Mortgage Team!
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A.W.
Oct 12, 2020
Good communication
Good communication, solid work, no surprises. Everything went as expected!
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J W.
Sep 25, 2020
Excellent Job!!!
This is my third time refinancing with HomeLife Mortgage. Jayne and her knowledgeable team have never failed me. (Thank you Esther for the hard work too) I cannot thank her enough for her patience and willingness to answer all of my questions while offering excellent advice. Due to the current competitive rates, I've had some referrals for other agents that my friends use and their service level did not compare to HomeLife, not to mention higher costs. If you are looking for someone who is professional, efficient and well informed, definitely go through Jayne and her team - you won't regret it!
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I C.
Jul 30, 2020
This is my 4th refinance with HomeLife
This is my 4th refinance with HomeLife. With all the refinances, I have been guided thru every step of the process. Jayne has answered all questions promptly and she get back to me quickly on my emails. A couple of my refinances were not easy but she was able to get me approval. Rates offered were great and fees were reasonable. Thank you Jayne!!!
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Emelita D.
Jul 10, 2020
You never fail us
You never fail us! You always find a way, and that is greatly appreciated! More power!
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Josette F.
Jun 26, 2020
Fantastic, Prompt, & Very Helpful
This is my second time refinancing with Jayne and Darrin, and I am very happy with the experience. They are very prompt and helpful.
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