HomeLife Mortgage Reviews | Read Customer Reviews of homelifemtg.com

HomeLife MortgageReviews of homelifemtg.com

5.0153 reviews
Investments & Wealth
100 Spectrum Center Drive #900, Irvine, California

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HomeLife Mortgage

About HomeLife Mortgage

If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded.Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire.Programs for Self-Employed Borrowers — California, Florida, and Texas:Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs.Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income.Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage.Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place.Programs for Real Estate Investors — Nationwide:DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns.No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today.Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation.homelifemtg.com | 888-677-2526

HomeLife Mortgage (homelifemtg.com) has 153 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.

Also known as: homelifemtg.com
Website: homelifemtg.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 1% of reviews.
Latest: Most recent review: July 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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HomeLife Mortgage reviews

Showing 152 reviews with 5 stars · Clear filters

B H.
Mar 12, 2021
Great service from this team!!!!
Great service from this team!!!!
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D H.
Mar 12, 2021
Amazing customer service
Amazing customer service. Made us feel like part of the team.
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JustAnswer C.
Mar 7, 2021
Self-Employed Borrower Refi'd!
I cannot thank Homelife Mortgage enough for having the appropriate mortgage product for self-employed borrowers. We are self-employed and because of that status, we had such a difficult time qualifying for a refinance using the standard qualification methods, especially during the pandemic. When we read that Homelife Mortgage offers self-employed borrowers the opportunity to qualify for a refinance using their business bank statements, we had to inquire. It seemed unbelievable. But, it's all true! We worked with Jayne, Esther, and the Seppinni team members throughout the process of our mortgage refinance. Honestly, since we had all of our qualifying documents ready to go, the whole process went extremely smoothly. We cannot believe we closed on our mortgage refinance at around 30 days. This team was amazing to work with and thank you so very much for helping us with this transaction. Thank you to everyone at Homelife Mortgage!
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I F.
Feb 19, 2021
BEST MORTGAGE EXPERIENCE EVER !!
BEST MORTGAGE EXPERIENCE EVER !!
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S P.
Feb 17, 2021
Very pleased with the professionalism…
Very pleased with the professionalism of the team. They made refinancing my investment property as painless as possible. It’s always a little scary when dealing with people across the country that you’ve never met- but Darrin and his team were great. Would highly recommend
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Joshua A.
Jan 27, 2021
Got it done fast !!!
Hi my name is Josh I have owned many homes in Southern California and used Many different mortgage companies services for loans. This is the first company I’ve come across that does exactly what they say and does it professional and on time . I definitely will be using Darrin And his team in the near future for another purchase on a home. They are Straight to the point and professional with no stories. Give them a try you won’t be disappointed. Thanks Darrin!
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S T.
Jan 25, 2021
They did a great job navigating this…
They did a great job navigating this process during a pandemic. Very helpful and very fast to communicate. I would highly recommend.
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J P.
Jan 24, 2021
Re Homelife Mortgage Review
Re: Homelife Mortgage To whom it may concern: I would like to provide my review regarding my experience with Homelife Mortgage for a Bank Statement Loan Refinance. Their team was able to quickly identify my needs and provide me with clear directions at the outset. They walked me through the entire process efficiently and patiently. They were always available to answer my questions, and provided prompt responses consistently. Their overall service was excellent, and I could not have asked for a better team to handle my refinance. I would recommend Homelife Mortgage to anyone of my friends or family. I sincerely appreciate all the help that they provided to me, and I would review their company as the model for how all companies should perform in the mortgage industry. Thank you.
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