HelpfullendingReviews of helpfullending.com

I think it is a form of old time usury. I borrowed $800 and if I don’t pay off a lump sum before August (which I am) then I will have paid $4000+. Already, I’ve paid well over $1200. They state the terms are confirmed for full understanding, but this 69-year feels she got ripped off. I have asked the BBB and some attorneys to look into it and their interest bearing processes. Until then, I can honestly say NEVER AGAIN.

NOT WORTH IT!! I didn’t understand the terms correctly and was mislead. I borrowed $625 on Jan. 15 and paid it back 30 days later at a whopping price of $911. My interest was $286 for 30 days :( You might as well go to your local loan shark 🦈

We see that you continue to send unsolicited commercial bulk email as well, violating our CEASE and DESIST. If you wish to respond, you must do so via USPS First Class Mail as you were advised. You did not add me to the Do Not Call List as requested as you have called 23 times since November 24th. The calls are always at the same time of day, so you are clearly using an illegal auto dialer to call a cell phone. Which is costing me money per call and prohibited by Federal Law. Your permission to call was revoked effective November 24th, 2023. I am entitled to damages per Federal law as you continue to call a cell phone, costing me money. Please see the attached document for a list of call received from Helpful Lending. It clearly shows the calls are coming from you. I suggest you stop the calls and remove ALL phone numbers you have collected for me. While you may be owned by the "tribe" you are not immune from service or a lawsuit. Please contact us via USPS Mail to discuss a settlement and resolve this matter out of Court.

I pay 130 and only 1.00 goes to my payment and 129 goes to interest wth that sure as he'll did not help me to barrow from you guys. To to put interest to payment together even if it's 200 every 2 weeks that helps me more the 1 to my 1800 balance. You guess must be billionaires with the way you screw your customers. We need help not to get into more debt. Thx

I wouldn’t recommend this loan if you’re looking to help yourself out in the long run. Ultimately if you need funds fast and you’re positive that you’ll be able to pay back the loan in FULL for your next pay day I would do so. If you request a $500 loan they will charge you $120 for 9 MONTHS. Yes, meaning that you are paying 2 times more than what you originally requested and the $120 every month only deducts like $50 from your loan monthly. This loan is only helpful if you avoid making payments and pay in full. It’s a scam I fell for when I desperately needed funds and they screwed me over by charging me through installment plans until I called with confusion and they said the $200 I already payed for were basically theirs. They make sure no communication is done so you’re not aware that you’re being charged through installments. I was a loyal client until they pulled this sneaky trick on me by telling me that I had my loan approved online and not through an agent and there for I automatically get set under installment plans and I already payed $200 out of my $620 loan just to find out I still owe $610 dollars. This company WILL SCREW YOU OVER

Hi all , Be very careful with this company don't let them make you look like fool. In my opinion I think that you are thieves. What they want is to take advantage and break your pocket.

I was in a tight position after a mechanic in Pasadena, Ca. who owns a AAA Transmission shop scammed me into thinking he was going to fix my car for the amount of $1495.00. He advised me to contact this company and I would get approved, he was right. I knew It was too good to be true. I later found out that this mechanic was getting kick backs from referring customers to this company and now I'm in debt for over $3,000.00 for a $900.00 dollar loan. People beware, I know hard times come up but pay attention to the fine print. I was ripped off by the mechanic and this company. Our country is money driven and unfortunately you can't trust anyone when it comes to money. This should be against the law but unfortunately sometimes it is the LAW that bites you in butt. Stay away and only do this if you know you can pay it back without a month or two. Run, run, run. Blessing to all that read this and I hope whatever you are facing will be resolved without paying this amount of interest.

I was in a difficult bind in April, and resorted to a loan- I believe they are called PayDay loans. I was given some information up front, such as that I would be making twice-monthly payments until the loan was paid back. I calculated some interest would be charged, but I just found out that I'm being charged 585.95% INTEREST!!!! A loan of $900 being charged an extra $3,141.76!!! This is an incredible punch in the gut. I've already more than paid back the original amount- I've already paid $1552.42. I also notified the BBB. I'm feeling dazed and sick to my stomach...