HelpfullendingReviews of helpfullending.com

Never again the interest rates are outrageous

DO NOT USE THIS COMPANY. I am 100% convinced that this is not legitimate company. I applied for a loan and got approved for $1,500 in the beginning of June of this year. They seemed alright at first. But I did have to negotiate my monthly payments a lot. They told me that I have automated payments every month for 12 months of$150.00 . I told them that was still to high. But I was willing to try for the 1st couple months and see if I could make the payments. I also asked if we could not set my account up for automatic payments. They told me that wasn't an option. That should have been my 1st clue that this isn't a real lending company. I received my loan the next day. Then 2 weeks later I get a notification. That I am going to be having an automated payment deducted, in the next 3 days %299.99. I was like what!? I called them to get clarification. And they just gave me the run around. And that is signed an agreement for this payment amount. And these payments will be automatically deducted every 2 weeks!! I told them I can't afford to pay over $600 every month. At most i can pay $50 a month. They informed that this was none negotiable. Everytime i get a notification of a upcoming payment. I call them begging and pleading to lower a reasonable amount. The refuse and again inform me, that i signed the contract. So I went to my bank and told them the situation. And we put a stop payment on helpful lending. In between all this i did my own investigation. Everywhere I looked about helpful lending. It all would say the same thing im going through. They lie, steal, mislead you. They make promises they have no intention of keeping. They are charging these outrageous interest fees. So that you are never able to be debt free from them. The interest fees they charge are anywhere from 200% to 500%. Which is incredibly illegal, especially since they never ever disclose this with you. They also do not report to the credit bureau. That you have received and paying off a loan with them. Which by the way is extremely illegal!!! STAY AWAY FROM HELPFUL LENDING!!!!

Misinformed on the monthly loan payment. Payments are outrageous!! DO NOT USE THIS COMPANY

Financial raping is what it should be called. You’ll be paying 5 times the amount borrowed

Don’t like the repayment terms. For $1100 I would have to pay back over $12k for the life of the loan. I think they can improve and not charge so much interest.

It’s outrageous how much they charge you! You can never get out of debt.

This company is a rip off. Do anything else but get a lone from them. You have been warned now it's on you.

These people are crooks. They forgot to take out their own payments and then called me a month later saying I owed them all the back pay and interest so on top of my 500$ loan they wanted to add 350 more instead of accepting responsibility for their own mistake! Run!! It’s a scam they will get you owing more than you came for….