Megan H.
10/10 a good app
10/10 a good app

Reach your financial goals with new ways to boost credit, manage spending and budgets, low APR cash to pay off credit cards, and actionable credit advice from AI. Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt.MOVE BALANCES OFF EXPENSIVE CARDSInstantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information.CREDIT BUILDINGBoost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting.PAYROLL ADVANCESend Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information.PERSONALIZED AI ASSISTANTGet unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time.
Gauss (gauss.money) has 514 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 449 reviews with 5 stars · Clear filters
Megan H.
10/10 a good app
LaRon
Perfect app, recommend highly.
Jared A.
Amazing service
Angelique D.
Gauss has really been essential with helping build credit and monitor funds! I’m able to combine accounts and my money is making sense! Thank you Gauss!
Jacob
Love this app. It instantly helped improve my credit!
Itamar P.
I’ve been using Gauss credit builder and I have to say I’m genuinely impressed. The way they combine a loan with a tradeline is very well structured and makes the whole process feel clear and purposeful. Everything is designed to actually help you build your credit in a practical and effective way. What really stands out is how modern and efficient the app is. Compared to other credit builders I’ve used, where things can feel confusing or outdated, Gauss keeps everything simple, clean and easy to follow. You always know exactly where you stand and what’s happening. The experience feels smooth, transparent and professional from start to finish. It’s clear they’ve put real thought into making credit building accessible and straightforward. Definitely one of the best and most modern credit builder platforms I’ve come across.
Michael K.
Extremely helpful app and service for managing my debt. While there are some minimum credit requirements, I was deep in debt and was able to secure a line with them that offset my highest interest cards at a rate around 15% lower, saving me money. This also lowered my credit utilization, which increased my credit score into the range where I secured a lower-rate consolidation loan from another provider, saving me even more money over the long term and shrinking my get-out-of-debt timeline by at least 25%. Nothing short of a lifesaver, and a well designed app for tracking my CC debt/progress on top of that. The free balance transfer from my cards to their line seems to be a feature unique to Gauss - very nifty. Customer support through the in-app chat has been excellent as well.
Adair M.
Great app to restore your credit and be informed.