First National Bank of OmahaReviews of fnbodirect.com

Ilove banking here, i've always had great experiences!

FNBO's credit card policies are the WORST of ANY bank I've ever dealt with. They do numerous things to steal interest from cardholders: 1) I have a $130 credit balance and they won't send a check for 30 days 2) if I make a purchase and then return it during the same billing cycle, that credit will not count against that purchase, I'll still be billed for that purchase at end of billing cycle 3) probably numerous other subtle ploys about which I'm not aware.. I have credit cards with AMEX, BOA, Capital One, Chase, Citi, and Discover and none of them play games with your $s like FNBO does. I just closed my account with these scammers.

Decent bank with OK interest rates on savings. If FNBO is paying 3%, other banks like Barclays, Marcus, etc. will be paying closer to 3.75%. On the website there's no way to see the interest % rate you're getting on your account. It’s only available on PDF/paper statements. Easily viewing the current rate of return is the standard.