FintologyReviews of fintology.io

Upfront billing before onboarding When I signed up, I was billed $997 for a Pro plan subscription before I had seen a demo or received any onboarding. In my opinion, requiring a $1,000 commitment with no self-guided trial is unusual for software like this, since many competitors offer 14 to 30-day trials. Some even offer permanent free tiers so you can get used to the software and the company before graduating into more advanced product features. Refund discussion On a call on August 12, 2026, I understood the company representative to have agreed to a full $997 refund after we discussed the upfront billing. The refund was never processed. Follow-up Over the following month, I emailed the sales representative, my assigned Customer Success Manager, and general support multiple times. I did not receive a resolution. So I filed a dispute with my credit card issuer. After reviewing my documentation and email history, my card issuer refunded the $997 charge to my account and stated the refund was permanent based on the evidence I provided. Marketing claims versus public records As of 10/24/2026, the Fintology homepage displays a graphic showing a 4.8 out of 5 Trustpilot rating, while the company’s Trustpilot profile shows an aggregate rating of 2.8 out of 5. Prospective buyers may want to compare the two for themselves. The website also cites a 4.5 Google rating. However, a google search for fintology and their stated address does not show any google reviews. The site also advertises access to “4,500 lending products.” I could not find a public list or documentation supporting that figure, and I am not claiming it is inaccurate. However, I would be curious to know where they got that figure and why no competitor has more than 10 lending products. Again enumeration of their products as well as enumeration of their strongest competitors products would put an end to this confusion. This review reflects my own experience and the information available to me as of 10/24/2026.

I was hired by Fintology Technologies Corporation as a W-2 full-time employee and signed an employment contract stating approximately 40 hours per week with weekly salary payments. I dealt with Tori Porter (@exitwithtori / @richporter) and Richard Baldwin III (@fundyourfortune) regarding my employment and unpaid wages. I was paid for my first two weeks of work, covering the weeks of July 17 and July 24, although the July 24 payment was late and was only received on July 30. For my July 31 workweek and subsequent work, I was not paid. I continued working through August 12 because I was repeatedly told that the payment issue was being looked into. I am currently owed $520. The explanation later given to me was that I would only be paid for the time I was actively processing applications because I supposedly agreed to a “passive” job based on the job posting. I reviewed the job posting myself, and it does not describe the position as a passive job. It describes the position as full-time, 40 hours per week, requires 8–10 hours of daily availability, and states that training is paid. My signed employment contract, however, does not state that I would only be paid for the time actively spent on an application or that time spent remaining available for incoming applications is unpaid. It also does not establish a probationary wage arrangement. The 30-day provision in the contract relates to benefits eligibility which Tori claims. Tori bases his claims through the Job posting that they've made but does not honor it when it doesn't benefit them. Another example is that the job posting stated that training is paid, I was told by Richard that my training was not paid because there was no work being performed during that time. I repeatedly provided my hours and everything requested and gave the company weeks of opportunities to resolve this directly. Despite being told multiple times that my payment would be prioritized, I am still waiting. I have also come across other reports from workers regarding payment issues with the company. While I can only speak to my own experience, seeing similar complaints while experiencing this situation myself raises serious concerns. This has been an extremely disappointing experience. I am owed $520 in outstanding wages, and I am willing to update or remove this review once the full amount has been paid and this matter has been properly resolved. Until this matter is resolved, I would strongly advise other workers to think twice before working with this company. In my experience, they have made repeated commitments regarding my payment without following through, and they have failed to handle my earned wages in a professional and timely manner.

I am posting this review to document my experience and warn Contractors, Vendors, Potential Clients, Employees, Shareholders, and other Stakeholders** to exercise extreme caution when dealing with Fintology Technologies Corporation and its representatives CEO - Tori Porter, COO - Richard Baldwin III & Cyrus Harbin. I completed a project for them and delivered the work on time and according to the agreed specifications. The payment of USD $400 was due on July 6, 2023. Despite repeated follow-ups, documented payment requests, and every reasonable opportunity to resolve this matter professionally, the payment was never made. Instead, communication stopped, and I was removed from the Slack workspace where the project had been managed. I have retained screenshots, invoices, and chat records documenting the completed work, payment commitments, and my repeated attempts to collect the outstanding amount. As of July 29, 2026, the total amount due, including the agreed late fees, is USD $1,145.33. This experience caused financial harm to my small business and demonstrated a complete lack of professionalism and accountability. If this is how the company treats its service providers, I encourage anyone considering doing business with them whether as a development agency, supplier, employee, client, investor, or business partner to perform thorough due diligence, insist on written agreements, verify payment practices, and consider requesting advance payments or escrow arrangements before providing any services. I remain willing to update or remove this review if the outstanding payment is settled in full. - Raj

Literally have shaved hours of time off of my intake process. There is not a better lending product on the market. Definitely would recommend!

This software product has been essential in streamlining processing clients.

In our clinic, many patients are interested in treatments that aren’t covered by insurance. With the financing options we offer, they’re finally able to move forward with care they’ve wanted for years. It’s rewarding to see patients walk out feeling more confident, knowing cost didn’t hold them back.

A 10/10 experience it was very easy to use I will be recommending this to all of my friends who need it!

Honestly super easy to understand and very quick and effective. Highly recommended