William
Pretty amazing service from Deserve
Pretty amazing service from Deserve. The credit-line increase accurately reflects your credit score. Plus the Cash Back is on point especially Amazon Prime discounts for Deserve Edu card holders.

Deserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.
Deserve (deserve.com) has 278 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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William
Pretty amazing service from Deserve. The credit-line increase accurately reflects your credit score. Plus the Cash Back is on point especially Amazon Prime discounts for Deserve Edu card holders.
Anthony H.
First time I read about the Deserve credit card was on Nerd Wallet as a recommendation for international students or anyone looking to establish/rebuild their credit. I was extremely skeptical since I had never heard about them before, but figured if they’re recommended and highly rated on Nerd Wallet, they must be legit, so I applied... Application process was simple, even as an international student, just needed to provide corroborating documents. And voila, had my valid and working MasterCard in a few days. Since then my credit scores have been climbing, and I’ve already received one automatic credit limit increase in just 4-5 months... Straight forward 1% cash back, free 1yr Amazon prime membership and no int’l fees are also legit features... Wish I had learned about Deserve when I first arrived in the US, my credit score would probably be in the high 700s already, approaching 800...😂😂😂 Only minor complaint is the delay in processing payments to the account, but that’s just a consequence of not having brick and mortar locations, so just schedule accordingly... I highly recommend Deserve to anyone in the above scenarios...
RickRiv
A great card for people (students) starting their credit. Have had for 2yrs now with 0 issues, any reason I’ve had to call support they’re always helpful, and I have never had to request limit increases as they’ve been given to me at the perfect times.
Sharon
Where other credit card companies fail, Deserve conquers and delivers.
Cloris I.
Definitely recommend! Amazing company for a first CC. I started off when I was still an international student. I did have a SSN but not enough credit when I got my pro card. It started off with 500 and increased by the same amount every 6 months without me asking for it (they dont do requests for credit increase FYI; I called before I got mine) but I never once paid it late or missed any payments. No foreign transactions fees is definitely a huuge deal, you just pay for the exchange rate which is awesome. Easy to use app, easy and great customer service. They report on time to the credit bureaus which helps A LOT with the building credit process. If you're looking for a great card compay, this is it! :)
Claudine M.
I love Deserve! Always with unexpected surprises and user-friendly app.
Aryn
I was not able to receive a credit card as a new credit line user and deserve gave me the chance to build my credit. With my usage and consistent payments I was able to build my credit line quickly along with my score. I love this card!
Axel
Great customer service, straightforward processes and simple to use app.