DeserveReviews of deserve.com

Better cashback offers required

A very thought through application process and a very considerate team when it comes to assigning your credit limit. Easy access to rewards and there are many of them. A great Card to have if you are an International Student

I would have given a 5 star but when paying the balance, it takes 7 days for the money to be available. If deserve try to improve by minimizing to 1 or 2 days instead of 7 days, it will make deserve as one of the best credit card.

As a college student I was very confused on how to start building credit, but with the Deserve student card it has really allowed me to build the credit that will help me buy cars, residences, etc!

A great card for students to start building credit! This card is pretty cool to start with if you don't have a credit history. You don't need to pay a deposit, it has rewards on every purchase and no annual fees. It also includes Amazon Prime Student for a year and cell phone protection. They doubled my credit line after just 3 months of use! On the other side, I've found the mobile app glitchy at times and the website outdated (once you login). It only reports to two of the three major credit bureaus (according to NerdWallet) and it's not well supported among finance apps like NerdWallet and Mint. Overall, I like this card.

Great! Wish they would have increased credit line earlier. App is effective. Wished there was a way to increase cash back as well.

I like Deserve. Overall, it’s been a really good card for a student. However, it doesn’t allow syncing to any kind of budgeting software, like Mint, which makes it inconvenient to use for everyday purchases, and I primarily rely on my other card because of that.

cashback has to be above $25