DeserveDeserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.
Deserve (deserve.com) has 278 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Emily
This company is okay. I have had a lot of issues getting a new card. It has taken over a month now, and when I call people don’t really know what’s going on and are not that helpful.
Response from DeserveOct 23, 2020
Thank you for your message and for being a Deserve customer! We will be happy to reach out to you regarding the delivery of your card. Keep an eye out for an email from us. Take care and thank you for your feedback!
David
Put Deserve on platforms like Mint and Marcus by Goldman Sachs. It is hard to manage budgets without Deserve being available on these platforms.
Eddie V.
An average credit card. The cashback is only given in $25 increments (meaning one must spend $2,500) in order to get cash back which is annoying. With a Credit Limit of $800, it is difficult to get cashback.
Thomas
Barebones card, they tend to start with low limits, it would be nice to have cashback categories such as dining and groceries, things that students would use to be more competitive and stand out compared to other student cards.
Response from DeserveMay 8, 2020
Hi Thomas, Thank you for your review. We're always looking for ways to give back to our EDU customers through partnerships with other companies and card benefits. Take a look at our Deserve Cards page to see some extra benefits EDU cardholders can take advantage of: https://www.deserve.com/credit-cards/
JUSTIN
I wish there was a way to covert your card from the deserve edu to desrve pro
Response from DeserveMay 8, 2020
Hi Justin, Thank you for your feedback! Although we are not currently upgrading customers to new credit card products, we will be in the future. To potentially be eligible for product upgrades in the future, customers must have been with Deserve for at least 12 months and have been following the suggested tips below: - Stay under the given credit limit - Make on time monthly payments - Make payments greater than the minimum payment or pay off the statement balance in full each month - Keep up on all other financial responsibilities - Following these steps may result in a product upgrade in the future. If you are upgraded, we will notify you via email. Please let us know if you have any additional questions. Thanks for being a Deserve customer! Thanks for being a Deserve EDU (and future PRO) cardholder!
Souryendu D.
The Card is not accepted in multiple online payment portals, payment either bounces or says invalid card. However, on overall good, it works for me as I use it majorly for most of the expenses
Response from DeserveApr 22, 2020
Hi Souryendu Das, Thank you for your review. We're so glad you're using your Deserve card for your purchases. Some merchant categories such as money transfer, gift card, and gambling services are restricted from purchases on the Deserve card. In addition, transactions may be approved or declined based on various risk criteria from the Mastercard network. These criteria may include: - High transaction amount - High transaction attempt frequency - High-risk merchants or merchant categories - International purchases - Previous recent declined transactions You will receive an email from one of our customer service agents to resolve this issue. Thanks!
Chia-Hua
The app doesn’t work! I can’t log in!
robert,s R.
My friend says me it's very good.
