Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time.Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Deferit (deferit.com) has 228 customer reviews on Five Star Index, with an average rating of 3.8 out of 5.
Also known as
deferit.com
Website
deferit.com
Category
Administration & Services
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 93% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Definitely came through when I was between a rock and a hard place. I had never heard of Deferit, it came up on a google search. I'm so glad it did. I've used it twice now and have been smooth sailing.
Response from DeferitOct 3, 2025
We're so glad to hear Deferit was there, especially when you need most—thanks so much for sharing your seamless experience with us! Whenever you need support, we're always here to help.
TB
Tee B.
I love Deferit
I love Deferit, been using it about a year or longer… Beast thing ever for a single person, who is handling all their bills on their own. I use it often food my cell, light and internet bill. It’s a lifesaver, I definitely would recommend this app to everyone!
The only reason I gave it a 4 star and not 5, because I wish the membership fee was a little cheaper, maybe $10.99.
Response from DeferitMay 13, 2025
Hi Tee,
Thank you so much for taking the time to share your experience, especially for highlighting how Deferit has supported you in managing bills on your own. We're so glad to hear it's been a lifesaver for essentials like your phone, electricity, and internet!
We really appreciate your recommendation to others—it means a lot to us!
We hear you on the membership fee. Your feedback is important, and we're always looking at ways to make Deferit even more accessible. Just to clarify our current plans:
🔹 Lite – $14.99/month: Split bills into 4 installments, build credit history, and access bill negotiation
🔹 Max – $19.99/month: Everything in Lite, plus no late fees
🔹 Ultra – $24.99/month: Everything in Max, plus unlimited FREE bill negotiations
We’d love to learn more about your experience and see what we can do to earn that final star. Please reach out to us at [email protected] with your account details. We look forward to hearing from you!
Thanks again for being part of the Deferit community!
NO
Nikki O.
Real comment from somone who received help paying partial rent from Deferit, next will use Deferit for my electric bill or when i need them."
Deferit help me pay my rent. Not all.But a good chunk at $500 so that is just about a quarter of what I had owed, so grateful, it worked, zero issue, i will write more below for nay-sayers or for those in need of such help on rent, again not all, but it worked for me.
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Now,
I never have been late, ever. I rent and am late this 1st x in 3 long years. I heard about, on Tik tok, Deferit is real, with helping with my electric bill here in NC, gas, heat bill, optimum cable internet bill too, and my rent." I am more than satisfied. Now, here is how it goes for all wondering. My rent was late for 1/2 of August, All of September. Total was over a thousand."
But, at first sign up, I receive half offered at approving me for $500.00 and I reach my rental agent who gave me a clear print out, my name, and how much I owe. I took a photo clear in nature, upload to Deferit, as to how much I owe in rent.
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The fee for me to utilize the $500. (to be applied immediately to the late rent bill) was a little over $130. Well worth it. Now, I am making my payments owed per payment plan arranged by Deferit. I am going to next pay on 1 of my utility bills, Electric."
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I am very happy, so far that is with Deferit."
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No complaints, but giving for now 4 stars, because of 1 issue, as i tried reaching via email Customer Service on a Sunday, no response 2 weeks ago, but I am still happy. I was not evicted due to Deferit, "caring"to help me.
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Thank you so much and I did not have a "regular rent bill head like a cable or electric bill" but, Deferit fairly accept directly from the landlord/rental office with what i owe matching my Name, Address, Apt. #
and information and Account # on it." Very blessed. Adios."