Raymond R.
SAN JOSE
SAN JOSE, CALIFORNIA — My experience with Deephaven Mortgage was extremely disappointing and far below industry standards. Despite submitting documentation showing nearly $1 million in revenue with only 15% operating costs, the loan process was unnecessarily difficult and prolonged. A loan that should have taken a matter of weeks ended up taking more than four months. The most frustrating aspect was the fragmented and repetitive documentation requests. Instead of providing a clear, comprehensive list of requirements up front, I was asked for documents piecemeal, often with no timely or definitive feedback. This created significant delays and confusion. For context, I am a real estate investor who routinely obtains financing for property acquisitions, many of which require quick and efficient processing. I have a long-standing, flawless record with lenders and have never encountered issues of this magnitude. Given my background, I’m genuinely puzzled as to why this funding process was made so challenging. Additionally, the high degree of automation at Deephaven Mortgage made it difficult to engage with a real person or receive clear guidance when it was needed most. In summary, my experience fell far short of expectations, and I hope this review helps others make informed decisions.