Dash Credit is an online lender committed to providing fast, convenient, and reliable access to funds. We offer installment loans tailored to meet the needs of a wide range of borrowers, including those with less-than-perfect credit.Eligible customers can borrow flexible amounts with manageable repayment terms, giving them the time and space to repay responsibly. Dash Credit delivers quick approval decisions and same-day funding on business days, and real-time funding in two hours even on non-business days, making it easy to get the money you need when you need it.Customer care is at the core of Dash Credit. Our dedicated support team is available to assist borrowers throughout the process, ensuring a smooth and transparent experience. With a focus on speed, accessibility, and exceptional service, Dash Credit helps customers navigate life’s financial moments with confidence.Dash Credit is owned and operated by a federally recognized sovereign American Indian tribe.
Dash Credit (dashcredit.com) has 251 customer reviews on Five Star Index, with an average rating of 3.9 out of 5.
Also known as
dashcredit.com
Website
dashcredit.com
Category
Banking & Money
Listed on Five Star Index
2026
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The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
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This company is crooked only $11 is going towards my loan if I continue making payments i’ll end up paying 200% in interest don’t go with them
Response from Dash CreditSep 11, 2026
Hi,
Thank you for taking the time to share your feedback. We’re sorry to hear that you’re dissatisfied with the cost of your loan and repayment experience.
At Dash Credit, we are committed to transparency throughout the lending process. Before a loan is finalized, we share the loan agreement that clearly outlines the APR, finance charges, payment schedule, and total repayment amount, allowing you to review the terms before accepting the loan. One advantage of our loans is the flexible repayment options we offer:
Early Payoff – You’re welcome to pay off your loan at any time with no prepayment penalties. This can help you save significantly on interest fees and cost of your loan.
Additional Principal Payments – You can make extra payments toward your principal balance, which reduces the total interest paid and shortens the life of the loan.
We’d be happy to take a closer look at your account and answer any questions you may have about your loan terms or repayment options. Our Customer Advocacy Team is here to listen, review your concerns, and discuss any available options with you.
Please feel free to reach us at 855-298-0046 or [email protected]. We’re happy to assist.
Warm regards,
Your Dash Credit Team
AB
Albert B.
Don't fall for this credit company
Don't fall for this credit company, it'll end doubling the total amount you owe! I'm not happy with the high interest on my loan. This company doesn't help at all it will even drag you deeper to your debt situation. I regretted it a lot and would not fall for this company ever again!
Response from Dash CreditSep 11, 2026
Hi Albert,
Thank you for taking the time to share your feedback. We’re sorry to hear that you’re dissatisfied with the cost of your loan and repayment experience.
At Dash Credit, we are committed to transparency throughout the lending process. Before a loan is finalized, we share the loan agreement that clearly outlines the APR, finance charges, payment schedule, and total repayment amount, allowing you to review the terms before accepting the loan. One advantage of our loans is the flexible repayment options we offer:
Early Payoff – You’re welcome to pay off your loan at any time with no prepayment penalties. This can help you save significantly on interest fees and cost of your loan.
Additional Principal Payments – You can make extra payments toward your principal balance, which reduces the total interest paid and shortens the life of the loan.
We’d be happy to take a closer look at your account and answer any questions you may have about your loan terms or repayment options. Our Customer Advocacy Team is here to listen, review your concerns, and discuss any available options with you.
Please feel free to reach us at 855-298-0046 or [email protected]. We’re happy to assist.
Warm regards,
Your Dash Credit Team
WM
William M.
I got a loan for $1,400
I got a loan for $1,400. Have to pay back roughly $1,640
The interest rates are extremely, unbearably high! Don’t do it! I made 3 payments so far. My 4th will be this Friday (9-11-26) as almost $200 is automatically taken out of my pay. ($800 monthly)
With literally 2$ that goes towards the principal of the loan each pay?…..
If I’d truly understood how high the interest rates are. I wouldn’t have NEVER, NEVER got this kind of loan… Live and learn!. DONT BORROW FROM HERE! Owner of this is making bank for sure….
Response from Dash CreditSep 9, 2026
Hi William,
Thank you for taking the time to share your feedback. We’re sorry to hear that you’re dissatisfied with the cost of your loan and repayment experience.
At Dash Credit, we are committed to transparency throughout the lending process. Before a loan is finalized, we share the loan agreement that clearly outlines the APR, finance charges, payment schedule, and total repayment amount, allowing you to review the terms before accepting the loan. One advantage of our loans is the flexible repayment options we offer:
Early Payoff – You’re welcome to pay off your loan at any time with no prepayment penalties. This can help you save significantly on interest fees and cost of your loan.
Additional Principal Payments – You can make extra payments toward your principal balance, which reduces the total interest paid and shortens the life of the loan.
We’d be happy to take a closer look at your account and answer any questions you may have about your loan terms or repayment options. Our Customer Advocacy Team is here to listen, review your concerns, and discuss any available options with you.
Please feel free to reach us at 855-298-0046 or [email protected]. We’re happy to assist.
Warm regards,
Your Dash Credit Team
LI
Liz
Predatory loan! BEWARE
After getting a small loan for $1000, the payment is over $500 per month! The entire loan payback is over $5000! I tried to pay the entire loan amount off 2 weeks after the completion of the loan and the link to pay won’t work. Then I tried to contact the company to help me pay it and they said that the link won’t work because my next payment is already trying to draft from my account. Absolutely predatory! I’ve kept screen shots and call recordings of this and sending to BBB. Absolutely predatory! Find another way to get cash fast- do NOT use this company! Customer service terrible, no way to make full payments even though I was told I could easily do so!
Response from Dash CreditSep 7, 2026
Hi Liz,
Thank you for taking the time to share your feedback. We’re sorry to hear that your experience did not meet your expectations, particularly regarding the payment process and your attempts to pay your loan balance early.
We understand your concerns regarding the payment amount, total repayment, and difficulty making an early payoff. Our goal is to provide customers with clear information about their loan terms and available repayment options.
We would appreciate the opportunity to review your account and address your concerns regarding the payment process. Please contact our Customer Advocate team at 855-298-0046 or [email protected] so we can assist you further. Our Customer Advocacy Team is here to listen, review your concerns, and discuss any available options with you.
Please feel free to reach us at 855-298-0046 or [email protected]. We’re happy to assist.
Warm regards,
Your Dash Credit Team
VO
Veronica O.
Predatory lending
Borrowed 500 dollars,although the process was easy the intrest rate is definitely predatory. By the time im done psying off this loan ill have paid almost 2600.00. Thats ridiculous. I wish i would have never dealt with this company.
Response from Dash CreditSep 7, 2026
Hi Veronica.
Thank you for sharing your feedback. We’re sorry to hear that you’re dissatisfied with the overall cost of your loan. We understand that the total repayment amount can be concerning, and we appreciate you taking the time to share your experience.
At Dash Credit, we are committed to transparency throughout the lending process. Before a loan is finalized, we share the loan agreement that clearly outlines the APR, finance charges, payment schedule, and total repayment amount, allowing you to review the terms before accepting the loan. One advantage of our loans is the flexible repayment options we offer:
Early Payoff – You’re welcome to pay off your loan at any time with no prepayment penalties. This can help you save significantly on interest fees and cost of your loan.
Additional Principal Payments – You can make extra payments toward your principal balance, which reduces the total interest paid and shortens the life of the loan.
We’d be happy to take a closer look at your account and answer any questions you may have about your loan terms or repayment options. Our Customer Advocacy Team is here to listen, review your concerns, and discuss any available options with you.
Please feel free to reach us at 855-298-0046 or [email protected]. We’re happy to assist.
Warm regards,
Your Dash Credit Team
AT
Alaynia T.
Don't mess with them!!!
Don't mess with them!!!! They are 100% a SCAM!!!! You're basically gonna be paying for fees and interests, rather than the actual principle (what you borrowed). They let me borrow $500 out of $975. Though they charge me around $74 every week. I told them I get paid every week and they told me how it will take 36 weeks to pay off the loan. But adding it all up, that's around $2,700! Nah, they're crazy!!! Don't do business with these people!!! Doesn't matter what yall policy is....it's still deceitful! Yall basically trying to get more money outta folks, which is not right! I see if the "extra fees" was about 100 to 200 dollars more. But yall didn't even allow me to have the full amount of $975, but yall wanna take more of MY money?? Nah, I'm not letting it happen. Yall can come at me with yall little threatening calls and emails all yall want. Yall sent me a little email about a missed payment and that's ALL I'm paying back!!!! I don't owe yall over $2000 for a $500 loan!!!!
Response from Dash CreditSep 7, 2026
Hi Alaynia,
Thank you for sharing your concerns. We're sorry to hear that your experience did not meet your expectations.
At Dash Credit, we are committed to transparency throughout the lending process. Before a loan is finalized, we share the loan agreement that clearly outlines the APR, finance charges, payment schedule, and total repayment amount, allowing you to review the terms before accepting the loan. One advantage of our loans is the flexible repayment options we offer:
Early Payoff – You’re welcome to pay off your loan at any time with no prepayment penalties. This can help you save significantly on interest fees and cost of your loan.
Additional Principal Payments – You can make extra payments toward your principal balance, which reduces the total interest paid and shortens the life of the loan.
To protect your privacy, we’re unable to discuss account-specific information publicly. A member of our team will reach out within 48 business hours. If you’d prefer to contact us directly, please email [email protected] or call 855-298-0046, Monday through Friday, 8:00 AM–8:00 PM EST.
We appreciate the opportunity to speak with you and work toward addressing your concerns.
Best regards,
Your Dash Credit Team
CU
customer
Predatory lenders
Predatory lenders
Response from Dash CreditSep 7, 2026
Hi,
Thank you for your feedback. We’re sorry to hear you feel this way. We understand your concern, and we take these matters seriously.
To protect your privacy, we’re unable to discuss account-specific information publicly. A member of our team will reach out within 48 business hours. If you’d prefer to contact us directly, please email [email protected] or call 855-298-0046, Monday through Friday, 8:00 AM–8:00 PM EST.
We appreciate the opportunity to speak with you and work toward addressing your concerns.
Best regards,
Your Dash Credit Team
AN
Anthony
If I could give them a 0 star I would…
If I could give them a 0 star I would cause they lie about everything they say. Cause I've contacted them for a week to put the money back and they kept giving me the runaround about how my account was paid infull and had already scheduled 2 more payments to take out of my account as well. After they told me my account was paid off and I have proof of it all that why my bank went after them and got all my money back and blocked them period my bank give them opportunity to put the money back that they was not supposed to take and they still would not put the money back kept making ascusses of how they had to do a 3 way call to my bank to put the money back which was a lie cause I never ever heard my bank answer the phone period..and also my bank doesn't ask for my account number and routing number and my birth date or my social security number as well and ask for my debit card number as well. So that how I know it wasn't my bank period..and as far as the interest goes period look it up on the better business bruerl on 525.00 dollars for higher interest rates in the state of N.c is only 33%is all then can charge period and spot loan is another one like dash credit that trying to charge a higher interest rates as well cause they say they are protected by are federal government laws because they are a trible loan company that is in Los Vegas. Which is a lie cause they all loan companies have to go by the state of N.c laws you can Google your amount of loan and it will tell you everything of what to do if a loan company is trying to charge you more than what you're loan is..and I plainly told them I was on a fixed income and only got paid once a month and they still didn't listen to me and also in the state of N.c there is no penalty fees for any loan companies you can pay them off early any time you want to all you got to do is Google it all and it all right there..and tell you what to do get in touch with a lawyer or report them to the government committee and the better business bruerl as well I have proof of it all..so dash credit and spot loan and all these trible loan companies are lieing to you all you guys got to do is look it up and then contacted your lawyer as well to let these scammers know we mean business we all work so hard to make in meat out here and these people take advantage of us cause know one wants to fight back well people we got to stand together and fight back and stop letting them take advantage of us. Or they will keep getting away with it. Put it this way when someone does something that people don't like they go and protest on the streets and destroy everything and every body property. So what I'm saying is we got to do the opposite from that and stand up to these higher interest loan companies cause are governments are not doing that here in N.c government Cooper is letting these loan companies get a way with it and alot of other things in N.c as well. So people let's stand together and fight these scammers loan companies back..I've been trying how to down load the document on here that I've found but it won't let me download it. So Google it and you will c for your self if you want to know anything about any loan companies out there. And which ones are better than the other one out there.
Response from Dash CreditAug 31, 2026
Hi Anthony,
Thank you for taking the time to share your feedback. We’re sorry to hear that your experience did not meet your expectations, and we appreciate you bringing these concerns to our attention.
We take matters involving payment authorization, account activity, and communications with our representatives seriously. We’d welcome the opportunity to connect with you directly, learn more about your experience, and ensure the appropriate team has a chance to look into it.
We also strive to provide clear information throughout the loan process. Before a loan is finalized, customers are provided with an agreement outlining key terms, including the APR, finance charges, payment schedule, and total repayment amount, and are given an opportunity to review and accept those terms.
To protect your privacy, we’re unable to discuss account-specific information publicly. A member of our team will reach out within 48 business hours. If you’d prefer to contact us directly, please email [email protected] or call 855-298-0046, Monday through Friday, 8:00 AM–8:00 PM EST.
We appreciate the opportunity to speak with you and work toward addressing your concerns.
Best regards,
Your Dash Credit Team
