Credit VersioReviews of creditversio.com

I'm having hard time getting 4 negative accounts removed,I need help getting them deleted asap

Is a waste of time and money I have Been 2 years customer since 8 months I haven't seen any improvement

I tried cancelling the account several times to no avail. I would have my bank stop the payment only for them to constantly trying multiple times throughout the month to get a payment until they finally get one. This has been ongoing for 5 months. Travis at Credit Versio says he is the only one that works in the call center no supervisor no high ups no one but him! This company is a scam trying to scam their way to millions!!!! 10,000 ppl $30/month 5 months of stealing instant 1.5 million......RUN away

No response from any creditor written too. Contacted customer support twice asking what to expect. Given same answer both times. And basically said try again.

To Whom it may Concern, I am writing because I am very upset about a subscription that apparently I may of sep up back in January and I have been charged $19.95 for the past 6 months and I have never used your services. I first called Smart Credit at 877-372-3895 and spoke with Jessica who explained what the services were and offered to cancel and credit 2 months back. I explained that I paid for 6 months and never used the services and she then recommended that I call Credit Versio first and they may be able to credit more and if not call her back. I called Credit Versio and spoke with Travis who as well explained what the services were and also offered to cancel but said they would only credit 1 month back. I was not happy with this and he then said that was all he could do. When I attempted to escalate and speak with his supervisor he advised me that there was nobody else I could speak with. He said he was the only one who works there and nobody else who would talk to me. This didn’t make any sense and I even asked if he was the only employ Credit Versio has and he said yes. ( Very Frustrating ) I then called back Smart Credit and spoke with Christopher who then told me I was given misinformation and they could not not do anything. I asked to speak to his supervisor and a lady name Amber came on the phone and she said the same that Credit Versio was the only one who could help me.

Their score is different from the banks and they just told me that the bank has a different way of calculating the score, so how do I dispute something they do not have access to? They did not respond. No help.

Horrible!! What a waste of time and money!! I paid for the membership from January-May 2023. 5 months of paying and sending letters. Not one thing was removed from my credit report, not even an inquiry. Only way to actively remove anything from your credit report is through consumer law; in which credit versio/smart credit does not offer!! Also, credit score is a whole different ballgame than your Fico score!! Beware before you spend your hard earned money!

I have been using credit versio for a couple of rounds now. the only change that I saw was an old account added to my Equifax report which lowered my score. I had emailed credit versio (Travis, I believe) and asked him if the credit bureaus communicated with each other which could be the reason an old account was added to my EQ report...no response. I am going to cancel as I believe this is the plan for many credit repair agencies. They want you to pay a monthly fee and, of course, over time your score will get better if you don't add any more dings to your reports. I think it's a waste and I wouldn't recommend. It's better to watch YouTube videos and just send the letters yourself.