We are past one-time credit repair; we are committed to helping you build up a more beneficial association with your credit. Our emphasis is on you, your story, and your determination to roll out an improvement. We need to engage you to make a noteworthy, enduring way of life change that can give you access to your budgetary dreams.Lifetime score change is more than simply uprooting negative things on your report - we'll repair your record as a consumer, and we'll show improvement over the rest - however we're centered around the story behind that financial assessment and revising it to reflect who you are today.We are devoted to credit repair. It is whatever we do. We don't cross-offer different items. Your time with us will be engaged exclusively on helping you achieve your credit objectives.From the minute you join you will realize that we put you first. Our wise, orderly approach is intended to convey a totally fulfilling background – and honest to goodness, enduring credit change.CREDIT REPORT ANALYSISCREDIT REPORT CONSULTATIONDIRECT CREDITOR CONTACTERROR CORRECTION AND REMOVALIDENTITY THEFT AND FRAUD CLEANUP ASSISTANCECREDIT REPORT ANALYSISERROR CORRECTION AND REMOVALDIRECT CREDITOR CONTACTERROR CORRECTION AND REMOVALIDENTITY THEFT AND FRAUD CLEANUP ASSISTANCECREDIT REPORT ANALYSISERROR CORRECTION AND REMOVAL
My Credit Approve (creditdisputecloud.com) has 131 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
Also known as
creditdisputecloud.com
Website
creditdisputecloud.com
Category
Credit & Debt Services
Location
Indianapolis, Texas
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 27% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Worst service ever .. I have told them through email 6 times to cancel my service . But they choose not to ... I guess because they are thief's.. don't waste your time with this losers . They not gana cancel so don't even bring .. shitty business
DW
Dorothy W.
I wish I could submit zero stars
I wish I could submit zero stars. Q this message is for you and the 2 representatives you have taking the slack for your company. This is not a game I would like a refund of $221.99. From May1 to June1 I have not received any service not 1 dispute letter. You have all my information and I respectfully ask that you return my money. I have screenshots and have emailed you several times but you will not reply. Please don’t let greed get in the way of your company progress. If you haven’t provided a service knowingly what would make you entitled to keep someone’s money. I am filing a police report cause I see your intention are not fruitful.
AN
Anthony
I personally signed up with coach Q
I personally signed up with coach Q. and he himself told me he was gonna get back to me in 30 days for and update and NOTHING HAPPENED!!! I'm not sure why after 8 phone calls 4 emails. No one has gotten back to me yet! The Communication with this company is ridiculous.
MK
M K.
Horrible communication and lack of confirmation
During the sign-up process, I requested somebody reach out to me to go over the process overall. I was assured someone will reach out Within 24 hours. After 72 hours, I continue to request someone to give me a call, and I was unable to get anybody on the phone.
Anytime I called the customer service number. It went straight to voicemail and I was sent an automated message. That message requested me send a text message voicing my concern. I sent a text message and still no response. I have requested that company cancel my membership and provide a full refund however, I have not received a response This was done. I’m currently in the process of filing a complaint Consumer protection agencies to get a refund.
CH
Chris
This company refused to honor their 30-day money back guarantee
This company refused to honor their 30-day money back guarantee. Here is what I wrote: “I just signed up for the 39.99/month plan with my credit approve. Although it has an abundance of useful information, very little of it applied to my personal situation. Consequently, I have canceled my account and would like a refund of 39.99, in accordance with your 30-day money back guarantee.” I canceled within an hour of purchasing. But I did not hear back. I called their number & someone said they will look into it, and get back to me. They noted there was “activity” on my account - whatever that means. That was weeks ago. I did not hear back (again). Just received $39.99 of my money and ran with it. I did not find Coach Q’s advice helpful, either. I cannot recommend this company.
AF
Adam F.
Disappointed
Unfortunately, my experience with Credit Approve was not what I expected. The process felt frustrating and did not provide the level of guidance or support I needed. I left feeling like I had more questions than answers, and I did not feel that the service was worth the price. Overall, I was disappointed with my experience and would not recommend Credit Approve.
BO
BoeingPilot
BEWARE of MyCreditApprove.com. They’re a terrible business and should be shut down immediately.
I took the time out of my day to write an honest review about my experience with MyCreditApprove.com because I think it's important. To get to the point, please don't spend your hard earned money with this company.
I 100% believe this company is a scam. All of those short reviews that are nothing but "Rainbows and butterflies," are likely written by friends, family, and people who work for them. If you're discerning, it's obvious which ones are real and which ones are fake.
I’ve had nothing but issues with MyCreditApprove.com since signing up on 03-24-23. I signed up for the $99.99 plan (Let Us Do It), and also had to sign up for IdentityIQ on top of it which is another $25-30 a month. I had high hopes after seeing Coach Q's videos on YouTube. Unfortunately, the reality of this company is a different story.
I wouldn't recommend either of these companies to anyone. If I could rate them 0 stars out of 5, I wouldn’t even hesitate. They’re sincerely that bad.
First off, getting in touch with anyone from MyCreditApprove is a nightmare. Trying via a phone call, leaving a voicemail, scheduling with their calendar, chat messaging on their website - It's an absolute joke. You will not get a welcome call within the first 48hrs like you would with any of the legitimate repair companies in the industry. They simply do NOT want to talk to you. Your account is on auto-draft, and the less they communicate, the more money they make (so they think).
You essentially have three avenues while trying to get in contact with them:
1. Intercom Chat on their website: There is a chat bubble that you can message them with. Mark is who has been replying to me since I signed up. It takes days for him to respond and he always finishes every short reply with:
"If you have questions, please schedule a call with one of our dispute account managers for a credit review:
(He sends a link to Calendly)"
2. Calendly: The issue with the calendar link is the first appointment that's available is on 05-11-23!!! Today is 05-01-23! What company charges $100 a month and makes their customers wait 10 days to schedule an appointment? A scam company, that's who!
3. Calling Customer Service (866-732-6927): If you call them and choose option 2 (Customer Service), they won't ever answer! It always leads you straight to their voicemail. If you decide to leave a message, you will not receive a call back! The only way to get someone on the phone is to choose option 1, which is for "New Service." They will gladly help you get signed up, but once you pay... you'll never hear a peep from them.
Secondly, they don't have you sign the dispute letters when they send the first round. This will guarantee you a "Stall Letter" from all three Reporting Agencies which is what MyCreditApprove.com wants! This will delay any and all progress by 45-60 days and will put an extra $100-200 in their hands and out of yours! The three Reporting Agencies will basically deny the letters by saying:
"We received a recent request regarding your credit information that does not appear to have been sent directly by you or to be authorized by you. As a precautionary measure, we have not taken any action on your alleged request."
I sent the message below via the MyCreditApprove.com Intercom Chat (because it's the only way to communicate with this terrible company) on 04-22-23. It took Mark an entire week to reply:
"I just uploaded the response from TransUnion which was basically the same as Experian. Your team has shown a significant lack of professionalism regarding the first round of letters that have been sent. I spent $100 for absolutely no reason and I'm VERY upset with this crap so far!
I have used other credit repair companies, and ALL of them have had me sign the dispute letters that have been sent out. Your team didn't, and now we're a month behind and I'm out $100.
What I'm the world is going on? I think it would be best to ask for a refund and move on to a more professional company."
He replied on 04-28-23 with:
"Hi! We escalated your concern to the dispute team for the counter letter about the stall responses you have received from the Credit Bureaus. I will make follow-up with them again.
If you have questions, please schedule a call with one of our dispute account managers for a credit review:
(He sends a link to Calendly)
Thank you!"
It's now 05-01-23 and I'm over it. I have been charged $200 total, and I haven't been able to speak to anyone who works there. I have called numerous times and even left a few voicemails with no returned calls.
BEWARE of MyCreditApprove.com. They're a terrible business and should be shut down immediately.