Certified RateReviews of certifiedrate.com

Certified Rate re financed my house and the transaction was smooth and seemless.The people i worked with were upfront and honest.

Hey! Just want to give a big shout out to Paul Giangrande and the crew at Certified Rate Mortgage. This was the best Refi experience I've ever had. The best rate the first time, no negotiation or points, they knew what they needed up front, so no surprise paperwork hassles, and if you can believe it, they call you right back if you have an issue, and they take the time to explain the process to you step by step. I've refinanced several times over years and would never have thought a company like this existed these days. All the Best to you guys and thanks a million. Duane and Phyllis Shepard

Very satisfied with the service received from Certified Rate and Paul to refinance our mortgage. The process went smoothly and mostly done online; except the mobile notary for the loan closing.

Paul was very helpful and was able to quickly and easily get my refi processed.

Very impressed with the service we received from Certified Rate and Paul in particular. The refi process went extremely smooth and was completed in a very timely, efficient and professional manner. I highly recommend Certified Rate.

Very professional!!! Help me twice with excellent rates! Definitely recommend to everyone!

I have been using my cousin for mortgages since 2004. I trusted her to get me the best mortgage rates and lowest fees simply because we're related. I decided to take a chance with a company that I found on BankRate.com after being frustrated that my cousin took three months to process a cash-out refi on one of my properties. Certified Rate did a cash-out refi for one of my rental properties and a regular refi on another in less than a month while everyone else was quoting me a 45-day minimum. Paul completed my application in less than one day and got me approved in a matter of days versus weeks. The whole process took less than a month. I couldn't believe it. On top of lightning-fast service, they offered the best rate and lowest fees that I found. I called numerous companies to get quotes. Certified Rate had lower fees and interest rates than most everyone else including my cousin. The few other companies that offered lower rates or fees were either unresponsive when I called back, had bad reviews or some other issue. Paul was available whenever I had questions -- including the weekends and after hours. I didn't expect for him to respond. I send text and emails at odd hours because I fire them off when they come to mind for fear I will forget. I love that I could call and text him directly instead of going through a minefield of phone options and explaining who I am and why I'm calling to a different person in a call center just to get passed to the right person. I highly recommend Certified Rate to anyone who values saving time and money. I am never using my cousin again.

I work in the mortgage industry and sought out the services of Certified Rate to get help with a HELOC I wasn't able to get on my own. The process was shockingly smooth and the terms were great. Certified Rate has a HELOC program that allowed me to cash out a lot more of my home's equity than my own lenders could.