Jeffrey H.
Avoid Their Agents
If you come across of their agents, you better avoid them and run in the opposite direction. They are terrible liars who will make your life difficult by pestering you. Beware of their habit of calling you multiple times daily, and NEVER share your contact information. They made some fake promises about debt elimination and made her life difficult by calling her several times a day. I think it was unethical too. She had to report them multiple times, but it also yielded no results.