36MonthLoans.com is a loan matching service. We charge you no fee for our service. We are the bridge between consumers wanting personal loans and the lenders themselves. Our simple online application process is designed to match you with the lender from our panel best able to suit your financial needs. If matched, our customers receive the money they need, usually by the next business day, and repay the loans within a timeframe of 36 months.
36 Month Loans (36monthloans.com) has 327 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent
Investments & Wealth · Seal Beach, California
Excellent
Investments & Wealth · New York, New York
Excellent
Investments & Wealth · Conyers, Georgia
Excellent
Showing 58 reviews with 4 stars · Clear filters
Bri A.
They have great customer service. I applied Friday and the money was in my account today! I called concerned and asked a million questions, their reps had amazing customer service and were more than willing to assist me with any questions.
anonymous
I was satisfied with the service I received.
Rachel
I literally just opened an account with then this week. The process was easy and when I needed help understanding a couple things the gal was really nice (didn't necessarily get any Q answered, but got it figured out in the end). It took very little time on my part to apply. Then the review process took maybe an hour or two and then I was notified I had been approved. My credit is less that attractive right now due to some personal $ issues and I needed some $ quick, but did not want to do a short term w/ a crazy interest rate. Though 36% is not that great - it is a hell of a lot better than most of the other loan companies were offering. Considering my credit score, the fact I did all this online, needed the money fast and I WAS IN MY CHECKING ACCOUNT THE VERY NEXT DAY I can't complain about 36% interest. That ALL being said - I am very new to this company and have even yet to receive my first statement......so......So Far So Good - I anticipate a good experience.
Patrick A.
A place that provides a better alternative for a loan with less than perfect credit.
Dirk S.
This was the least hassle, most pleasurable account I have ever opened. Couple of forms and the money was wired the next day to my account. The interest rate was a little high, but that was because of my credit rating, but with the loan I can pay off the debtors and raise my credit score. An outstanding opportunity to better myself, thank you again.
Melony S.
I was approved for a loan, and it took a few days longer than I anticipated, but the agents that I worked with were very friendly and helpful. The process took some patience but it was painless.
Sarah A.
I was really in rut and I needed money fast. I'm only 19 years old so I wasn't sure what kind of loan I could even get! I used 36 month loans and I got what I needed! No hassle! Quick and easy! I definitely recommend!
rebuilding
I had been off work for a couple of months due to illness. Without a paycheck, even disability at 60% with a waiting period, I was about to fall delinquent on several accounts. i have been working to rebuild my credit and this falling behind would hit my score hard and take years to rebuild. I applied for and was approved for a loan to take care of the bills. The apr is high, but paying on time and possibly before due is much more affordable than spending the next 7 years rebuilding my score. If you are rebuilding your credit and don't qualify for a conventional loan, this may be your answer. First make sure you can afford the payments and use it as a positive step in your finances, not one to put you further behind. That is your responsibility.