101 FinancialReviews of 101financial.com

Enrolling in 101 Financial's courses has been life changing! In 8 months we paid off all of our debt and purchased our first home! With guidance from my instructor and the financial tools offered we've been able to stay organized with our budgeting and spending. I love 101 Financial! Everyone should be a student!

I started with 101 years ago. It worked so well and my personal instructor was so good I had my kids become a student. Now in their 20s they are debt free and disposable. Get connected and listen to your instructor. Great program and they have been around for 20 years.

101 Financial is by far the best personal finance program I’ve ever taken. I’ve tried several other classes over the years, but none of them offered the level of personalized, hands-on coaching that 101 Financial provides. The one-on-one support made all the difference for me. With the help of my coach, I was able to create a realistic budget, rebuild my credit, and—most incredibly—pay off $60,000 in student loan debt in just 18 months. That’s 8.5 years ahead of schedule! Taking the leap of faith to enroll in 101 Financial has completely changed my financial future. I’m forever grateful.

Investing in 101 Financial was one of the best financial decisions I’ve ever made. I’ve paid triple the cost for a single college course that I don’t even use in my daily life. Meanwhile, I spend money every single day—and this program finally taught me how to be smart about it. 101 Financial gave me the tools and mindset to take control of my finances in a way no traditional class ever has. It’s practical, real-world education that actually makes a difference. If you’re tired of feeling lost with your money or living paycheck to paycheck, I can’t recommend this enough. It’s not just a class—it’s a life-changing shift in how you think about and manage your money. Absolutely life changing.

We were stuck in the paycheck-to-paycheck cycle. With debt piling up, no savings, and no idea how to get ahead. That changed when we joined 101 Financial. Here’s what made the biggest difference for us: 1. Bank smarter – We learned how to leverage our money daily, not just save what’s left. 2. Use credit right – Finally understood how to build and protect our credit. 3. Customized budgeting – A plan that fit our lifestyle, not someone else’s. 4. Family-focused goals – Finances became a team effort with a long-term vision. 5. Knowledge = power – Everything we wish school had taught us. In just 1 month: • Paid off $11K in debt • Boosted our credit • Got approved for a home loan • Closed on our first house All with no change in income. 101 financial helped jumpstart our education/knowledge of finance. And I wouldn’t change it for anything.

My van broke down during the pandemic and the company I work for had adjusted their own costs to balance lack of sales. My better half told me that we needed to give 101Financial a shot IF I wanted a new van. Agreeing to the concept, we got things started. Our instructor was very patient with us while things got set up. 2-3 months into the system and my wife told me that our van was paid off. Those words did not register right away. When it did, I had an epiphany(like the veil got moved away and WOW): We not only paid off our new van but also paid off the tuition in full. The other factor was that we really did not feel it. This opened new opportunities for us as we applied it to our mortgages (2 properties) and yes, with a HELOC we were able to do many financial moves that were unorthodox to me but turned out brilliant. The system is quite simple to grasp and utilize. With many concepts out there, a few missing pieces always drops off when people claim this does not work. Effective financial coaching thrives on the successful transfer of knowledge from instructor to student, empowering individuals to make informed and confident financial decisions. While traditional education often overlooks the importance of accountability, this is precisely what 101Financial provides.

I thought I was doing everything right—steady job, paying bills, saving a little—but I still felt stuck. I tried to Google my way into financial freedom, doing the “DIY” thing for two years. Then I found 101 Financial. After just one class, I paid off $8,000 in debt and a full year of car payments. I accomplished more after that one class than I had in two years of trying on my own. Since then, I’ve traveled more, paid down my mortgage, and bought two more properties—even during a pandemic. 101 gave me a mentor, a proven system, and a community that walks beside you. If you’re tired of doing it all alone, don’t wait for a breakdown to start your breakthrough. This program works. Period.

When Tasha and I began our financial journey through 101 financial over 12 years ago, we were buried under a mountain of student debt. I had $120,000 in student loans, and Tasha had $280,000 — a combined total of $400,000. Tasha’s monthly payment alone was $3000. It felt overwhelming, but we were determined to get out from under it. We started aggressively paying down the debt. Over time, we completely paid off mine. But about 5 years in, something shifted. We realized that while paying off debt was crucial, building wealth and increasing cash flow were just as important. So, we pivoted — and started investing in real estate. Fast forward to today: Tasha still has about $120,000 left on her student loans, but we now own three properties that generate consistent cash flow and have significantly increased our financial flexibility. This journey wasn’t easy, but it taught us the power of focus, adaptability, and financial planning. Student loan freedom is still in sight — and now, we’re not just working to pay off debt, we’re building a legacy.